20 Blogs to Motivate You in 2018

2018 is going to be a great year. Many people have set goals to do better financially, but they aren't quite sure how to do that. Today, I share 20 blogs to motivate you in 2018.Happy New Year! 2018 is going to be a great year. Many people have set goals to do better financially, but they aren’t quite sure how to do that. In today’s post, I will be sharing twenty personal finance blogs that you should check out. They will get you motivated so that you can have the best 2018 ever.

My Debt Epiphany

Chonce Maddox Rhea created her blog in 2014. At that time she was starting to get more serious about her finances. Her website has several categories including budgets, parenting and side hustles.

Young Adult Money

I’ve been reading Young Adult Money for years. David Carlson started it in 2012. His blog focuses on three ideas which are to make more, save more and live better.

Making Sense of Cents

Michelle Schroeder-Gardner created her blog to help her improve her finances. She was able to pay off $38,000 in 7 months! Now she’s a solopreneur that earns six figures per month.

Side Hustle Nation

Nick Loper is the mastermind Side Hustle Nation. His blog is about everything side hustle related. Besides having a blog, Nick also has a great podcast called The Side Hustle Show.

Financially Fit & Fab

Financially Fit & Fab was started by Tia Chambers. She created the site to help millennials navigate their way to financial freedom.

Club Thrifty

Do you want to travel more, but you’re not sure how to do that? If so, you should check out Club Thrifty. It’s a blog created by Greg and Holly Johnson that will show you how to pay off debt and live the life that you genuinely want to.

The Black Market Exchange

Every couple of month there’s a new money making scam on Facebook. People are always looking for “get rich” schemes. In my opinion, nothing beats good old investing. The Black Market Exchange is an excellent resource that anyone should check out if they want to learn more about investing. Dr. Eric Patrick blends hip-hop and investing to make it more relatable to millennials.

Phroogal

Phroogal is a blog created by Jason Vitug. He helps people achieve their financial goals and live their best life. Jason also does The Road to Financial Wellness Road Trip. It’s an epic trip where he promotes financial wellness across the country. This year’s trip starts in April.



Dear Debt

Melanie Lockert is the creator of Dear Debt. Her blog is about breaking up with debt. She paid off $81,000 in student loan debt. Something that is unique about her website is the section called “Dear Debt Letters.” In that part, different people write letters to their debt. It’s some very good stuff. Reading some of those letters may get you a little emotional. That could be the fire that you need to start paying on your debt.

Kayla Sloan

Kayla Sloan is a blogger and a freelancer. On her blog, she discusses becoming your own boss and making money on your own terms.

Yes I Am Cheap

Sandy Smith is a hustler. She motivates me to keep grinding even when I don’t feel like it. On her blog, she discusses different ways to eliminate debt, make more money and improve your credit.

Super Millennial

I found out about the blog Super Millennial a couple of months ago. Michael Leonard is the creator of it. He wants people to earn more money, develop their passion and to create success.

Smart Passive Income

I’ve been reading Smart Passive Income for a few years now. Pat Flynn has a lot of great content on it. If you plan on starting a podcast or learning more about affiliate marketing, you should check out his site.

Less Debt More Wine

Liz Stapleton’s blog is Less Debt More Wine. Like many of us, she’s in student loan debt, but she’s not letting that stop here. She focuses on paying off debt, managing your money better and still having a life. Even though she’s a Patriots fan, you should check out her blog.

Coach Carson

If you’re looking to get started in real estate, check out Coach Carson. Chad Carson has been investing in real estate since 2003. He educates people about real estate and wants them to retire early.

Wallet Hacks

Jim Wang is the creator of Wallet Hacks. He’s been writing about personal finance for over ten years. His site encourages you to make more money, invest better and enjoy life.

Young Yet Wise

Candice Marie created Young Yet Wise to help her stay on track and learn more about money. As of December 2017, she is debt free! She paid off $47,500 worth of debt. Find out how she was able to do that by checking her blog and YouTube videos.

Tay Talks Money

Taylor is a Certified Financial Education Instructor and owner of Tay Talks Money. She wants millennials to stop struggling financially so that they can start taking risks and enjoying their life.

My Work From Home Money

A lot of people have dreams of one day working from home. Joseph Hogue’s site, My Work From Home Money is a great resource to help you get started. Joe started side hustling in 2006. In 7 years his work from plan went from side hustle to full time.

Personal Profitability

Eric Rosenberg is the owner or Personal Profitability. His mission is to help people earn more money, spend it thoughtfully, grow their wealth and live a better life through mindful personal finance.

If these 20 blogs don’t get you motivated this year, then I’m not sure what will. If you set a goal or resolution to do better, it’s time to make it happen. The bloggers who I profiled in this post are doing it. You can too.

What’s stopping you?

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December 2017 Debt & Life Update

December 2017 Debt & Life UpdateThis post contains affiliate links. Feel free to view my disclosure here.

December was a good month for me. It was pretty busy because of the holidays and stuff. I’ve been off work since the 20th, so I’ve had time to work on content and do things around the house. I’m really enjoying this time. I’m using it to get ahead.

My eBay sales are still going well. I sold the last Notre Dame mug for $22.50. I made over $140 on the six mugs. I paid $11 for them. Below is a picture of the mug and another sale that I had this month.

 

 

 

 

 

 

 

The watch was a gift that I received 5 or 6 years ago. It was collecting dust. $15.99 was a good profit to me.

Have you thought about selling on eBay? If you need help, check out my course “The Beginner’s eBay Course. It has six modules that will teach you how to sell on eBay.

Posts That You May Have Missed

How I Made $465 on eBay in November

Side Hustle Series: Do You Like to Write?

8 Financial Christmas Gift Ideas For Kids & Teens

Six Side Hustles That I’ve Done




I love blogging. I’ve been doing it for a few years now. A lot of doors have opened because of it. I’ve also met some really cool bloggers out there.

If you’ve been thinking about starting a blog, the time is now.  Check out my step by step guide to creating a website with Bluehost. Use my link to get your hosting for as little as $3.95 per month (this low price is only available through my link). It usually costs $7.99 per month. You also get a free domain when you sign up through my link.

For the first time in a while, my debt has increased. While I’m slightly disappointed, it’s not the end of the world. I just have to do better next year. My debt went from $60,626.02 to $61,428.64. That’s an increase of $802.62.

BOA – Up to $1200

Loan 2 – Down from $2640 to $2340

Navient – Down from $23,187.87 to $23,093.39

Nelnet – Down from $34,798.15 to $34,795.25

Nooooooooo. My nemesis has returned to the list. I was doing so good and not using my credit card. A couple of things happened, and I didn’t feel like using my emergency account because they weren’t emergencies. The first thing was Fincon. I used my credit card for my FinCon hotel. I’ve put most of that money back on the credit card. Medical bills and state taxes are the main reason the credit card debt is so high. The good thing is that it won’t be here for long. I know that it will be back to zero no later than April.

I plan on making that happen, by selling more things on eBay and getting a couple of consistent clients. I will network with other bloggers to see if they know of any opportunities. I also plan on getting back on Upwork. I haven’t check that site in months. There have to be less low ballers on there now. Regardless, I will make it happen.

I hope that everyone had a good December. I time to get ready for a successful 2018.

How was December for you?

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2017 Year in Review

This is my 2017 year in review. It’s that time of the year. It’s time to do a bit of reflection. 2017 was an interesting year. A lot of things happened in 2017. Some were good, while others were bad. I learned a lot from them. Overall, I am happy with my progress this year.

Goals

This year I only accomplished 38% of my goals. That’s not good considering the fact that I finished over 50% of them the last two years. For next year I’m setting a smaller number of goals. They will be tougher though. I have to continue to push myself and get the hell out of my comfort zone. I will force myself and get out my comfort zone. I will get into more detail about my 2018 goals in January.

I shared two goals with y’all at the beginning of the year. They are listed below.

  1. Have a successful challenge
  2. Pay off $20,000 worth of debt

In May, I had the five-day thrifting challenge. This was my first time doing a solo challenge. I had over 70 people sign up for it. It was well received. The challenge did so good that new readers can sign up for it whenever they want to because it’s always available now.

As far as the second goal, I didn’t get anywhere near paying off that amount a debt. I just didn’t make enough money this year.

My Debt

My debt went from $66,495.50 to $61,428.64. That was a decrease of $5069.86. Before I calculated, the numbers a couple of days ago, I didn’t think I did so good, but I paid off the most debt since I’ve started the repayment journey. Last year, I only paid off $3423.68. I’m trending upwards. Next year, I will get closer to that $20,000 goal.

This year I eliminated my credit card debt only to get back in it a few months later. I ended up using my credit card to book a hotel stay a few months ago, but the majority of this new credit card debt is from medical bills (nothing serious) and state taxes. I hate that I had to add this back to the debt chart. I will make it a point to eliminate it sooner than later.

Travel

After using my passport twice last year, I didn’t get any stamps this year. I went to Miami, Detroit, Dallas and New Orleans. I did go to Canada for a few during my trip to Detroit, but the passport wasn’t stamped. I enjoyed all of the trips, but two of them stuck out, and they were Detroit and Dallas. It was my first time visiting Detroit. I had no expectations before visiting, but I had a blast. Check out this post I wrote about Detroit a few months ago.

It was also my first time going to Dallas. I was there for FinCon. I learned some new things that I can apply to my business. I also got a chance to network with my blogger buddies. I got to see a little bit of the city of Dallas as well. Other than all the Cowboys memorabilia, I liked what I saw. I have to make a return visit there within a year or two.





Freelance Situation

At the beginning of the year, I was doing well with freelancing. I had a few clients, and things were sweet. I was bringing in anywhere between $1000 – $1400 per month freelance writing. Then April happened. I lost all of my clients within a 6-week time frame.

At the time, I was a little frustrated because my main client let me go a couple of days before the next month started. The other clients let me know in advance so that I would be prepared. To be honest, I was beginning to have a love and hate relationship with freelancing. I loved the money, but I hated all the time it took. I wasn’t able to put as much time as I would have into my site and side hustles.

From May – September, I didn’t do much freelancing. I didn’t feel like pitching or anything. I took that time to work on my stuff. I am at the point where I feel like I have balance. I started freelancing (a little bit) again in November. I’m looking for a couple of clients that will allow me to work with them for the foreseeable future. I know that freelancing isn’t my end game, but I do enjoy writing. It will also help me eliminate my debt quicker.

EBay

This has been the best year ever for me in eBay sales. I became more serious about it. I joined a few eBay related Facebook groups and subscribed to a couple of eBay blogs and YouTube channels. I also started researching more items and visiting more thrift stores. Doing that helped me grow my eBay income.

Because I shared my success and tips of social media and my website, I began to get multiple questions about eBay. I put together a course titled The Beginner’s eBay Course to help new sellers out. For more info, you can check it out here.

Teespring

Selling t-shirts on Teespring is something that I have been doing since 2015. I got my first sale last year. 2017 has by far been my best year selling shirts on Teespring. I came up with more designs and promoted them better. Because of that, I had more sales. By the time this post goes live, I will probably have sold another shirt or two. Check out my Teespring store here when you get a chance.

The Butler Journal

I started doing a website audit earlier this year. I deleted a 4th of the content. A lot of those posts were trash. They were 300 words or less, and they provided no value. I’m still working on the audit. I’m updating the images in a lot of my post. I’m also making sure that I’m using the best SEO practices.

I want TBJ to continue to grow and be an excellent resource for people. 2017 was a good year for my site. I do not doubt in my mind that 2018 will be better.

How was 2017 for you?

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Top 10 Posts of 2017

This year, I wrote a lot of good articles. Today, I want to share with you the top 10 posts of 2017. I hope everyone had a lovely Christmas. A few more days and we will be in 2018. Before we get there, I can’t let y’all forget about 2017. This year, I wrote a lot of good articles. Today, I want to share with you the top 10 posts of 2017.  They aren’t in any particular order.

100 Things to Sell on eBay

This post gets a lot of traffic to the website. In the article, I go over 100 things that you can sell on eBay. If you need some suggestions, make sure you check it out,

How to Sell Shirts on Teespring

If you’re a long time reader, you know that one of my side hustles is selling t-shirts. Over the years, I’ve tried different platforms such as Spreadshirt and Sunfrog. Br far, Teespring has been the best place for me to sell my shirts. In this post, I give you different steps on how to sell shirts on Teespring.

10 Posts That Will Help Your eBay Business

I’ve been selling on and off with eBay for 9 years. I’ve learned quite a few things through trial and error. I’ve written about eBay a lot on the blog. I put together my best eBay related articles in this roundup.

40+ Ways to Make Extra Money This Month

Are times hard for you? Do you need any extra money? In this post, I go over 40 ways that anyone can make extra money this month. These are legit ways. You don’t have to worry about seeing a link for tummy tea or World Ventures on this list.

8 Places to Sell Items Online

EBay isn’t the only place where you can sell items at online. In this post, I go over several places to sell things including Craigslist and Offer Up. If you sell on eBay, there’s no reason for you not to sell on other platforms.



My Trip to Cuba

I went to Cuba in December of 2016. It was the second time ever using my passport. Cuba was an interesting place, to say the least. Check out the post to read the review of my trip.

5 Reasons You Should Be Investing With Stockpile

This year I started investing. I used Loyal 3 as my broker. They had great fees and were easy to use. They shut down in May, so I had to find a new place to invest my money. I found Stockpile and couldn’t be happier. Make sure you check out my review of their company.

21 Experts Share What Their First Side Hustle Was

Have you ever wondered what some of your personal finance bloggers first side hustle was? In this post, I share with you what 21 experts first side hustle was. There were a couple of interesting ones. If you are considering a side hustle, you can use this post as motivation. You might even find a new one after reading it.

Why You Should Start a Blog

Have you thought about starting a blog, but haven’t done it? What are you waiting for? In this post, I go over several reasons that you should start a blog.

10 Things They Don’t Tell You About Blogging

Everyone thinks that blogging super easy. Some think that they can create a site and boom, have thousands of views each day. It doesn’t work like that at all. In this post, I tell you things that others won’t when it comes to blogging.

I hope you enjoyed these ten posts. More good content to come next year!

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5 New Year’s Eve Destinations

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This post may contain affiliate links. We may receive a commission on purchases made through links at no extra cost to you. Thank you so much for supporting this site. Read the full disclosure here.

2017 is almost over. New Year’s Eve is quickly approaching. I love bringing in the new year in another city. I’m saving money, so I won’t be going anywhere this year. Here are five destinations that you are sure to have a blast bringing the year in at.

Atlanta, Georgia

The city will be full of visitors that time of the year for the annual Chick-fil-A Peach Bowl which features an ACC football team versus an SEC football team. Atlanta has an event called the Peach Drop which happens every December 31st. It is similar to the Ball Drop in New York. Thousands of people pack Underground Atlanta to celebrate the occasion. There are performances and a huge firework show after the Peach Drop. Hotels for Atlanta may be at a premium, so you may need to consider Airbnb.

New York, New York

The city that doesn’t sleep has arguably the biggest countdown event in the nation. For over 100 years, they have been bringing in the New Year in Times Square. The Times Square Ball is synonymous with New Years and NYC in general. Millions of people flock to NYC to experience this once a year event.

Las Vegas, Nevada

Spending New Year’s Eve in Sin City is a heck of an experience. The Las Vegas Strip closes as early as 6 pm. There are tons parties to choose from. It is also legal to drink alcohol on the Las Vegas Strip. At midnight, fireworks are shot from the tops of several hotels. If the Las Vegas Strip is a little too much for you, you can check out the Freemont Experience in downtown Las Vegas. They have a more casual closed off block party there featuring live bands.


Miami Beach, Florida

Who wouldn’t want to bring the New Year in 70-degree weather? What can I say about Miami Beach? Ocean Drive, Collins Avenue, the list goes on. There are numerous clubs and bars where you can bring the New Year in, in style. Fireworks start on South Beach at midnight. They also have an event called the “Orange Drop” which happens in downtown Miami.

New Orleans, Louisiana

The city known as the “Big Easy” is very fun during this time of the year. Tourists are in town for the Sugar Bowl which happens at the beginning of January. Everybody flocks to Bourbon Street to have a good time. There are numerous bars and pubs with all types of music playing. The fireworks start at midnight.



I’ve had the chance to bring the New Year in 4 of the 5 locations. The only one that I haven’t been to is New York. I really wanted to go a few years ago, but after bringing in 2014 in Las Vegas, I have had a change of thought. It was cold and way too crowded. I can imagine the crowd in New York are worse. Maybe one day I will get the courage to visit NYC for NYE, but it won’t be this year.

Do you like to travel for New Year’s Eve? What cities have you brought the New Year in?


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How I Made $465 on eBay in November

I had my second best month ever in eBay sales in November at $465.83. Find out how I did it.This post may contain affiliate links. We may receive a commission on purchases made through links at no extra cost to you. Thank you so much for supporting this site. Read the full disclosure here

In November I had my second best month ever in eBay sales at $465.83. I had a month last year where I made more than $500. I did that during the 1K Side Hustle Challenge. eBay is one of my favorite side hustles. I’ve started selling more items, but I still do the majority of sourcing on Saturdays (That may probably change next year). In today’s post, I want to go into detail about the items that I sold in November. I also want to give you some tips that can help you.

As stated in the first paragraph, I made $456.83 in sales in my spare time last month. I sold 14 different items. Some of the things included a David Justice figurine, Some Notre Dame Beer Steins, a Grand Hustle T-shirt and some UGA magnets. The 14 items were purchased for a total of $42.68. There was $97.93 in shipping, PayPal, and final value fees. Minus those fees, I made $363.90. If you subtract the amount that I paid for them, you have $321.22. That’s all profit right there. I’d take that any month.

I had my second best month ever in eBay sales in November at $465.83. Find out how I did it.

 

I have a few tips that will help any potential seller, get more sales.



Reasonable Pricing

For every item that I list, I research that price. I check on eBay to see if any similar items have sold. If they have, I check to see what the final price was. I also see if any sellers are currently selling the item. I then review their prices and adjust mine accordingly.

Good Pictures

I use white poster boards similar to these as the background for my items. It’s made a big difference for the quality of my pictures. I used to take pictures on my bed or the floor in the past. There were all types of colors in the background taking away from the item. I learned you will sell more things if your item has a solid background behind it.

Post in Facebook Groups

I’m in a couple of eBay related Facebook groups. These groups have specific days where you can post a few of your items. Doing this a few times each week has allowed my stuff to be viewed by a lot more people. The more people that see them, the sooner that the items will sell.

Tweet

I tweet out some of my eBay items a few times a week. I schedule them, and they got out during the day and night. There are some mornings where I wake up and see that my eBay tweets have been favorited. Those could be potential buyers. Don’t be afraid to tweet your items. You could make a few sales if you do.

I plan on keeping this success going for the new year. I’ll be putting in a little more time when it comes to looking for items. I’ll also be looking for new thrift stores to go to. Finally, I will start going to estate sales as well.

Are you interested in selling on eBay, but you’re not sure where to start? A couple of months ago, I created The Beginner’s eBay Course. I was getting multiple questions per week about eBay and flipping items in general. I decided to create a resource to help out new and potential sellers. In the course, there are six modules that go into detail about what and how to sell on eBay. For more info about the course, go here.

Related Reading: 10 Posts That Will Help Your eBay Business

Do you sell on eBay? Why or why not?

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Six Side Hustles That I’ve Done

Here are six of the side hustles that I've done in the past. I am currently still doing a few of them.

This post may contain affiliate links. We may receive a commission on purchases made through links at no extra cost to you. Thank you so much for supporting this site. Read the full disclosure here

For years I’ve had that entrepreneur spirit in me. I have been finding ways to make extra money since I was in middle school. I have always wanted to have some extra money around whether it was for clothes or vacation. Here are six of the side hustles that I’ve done in the past. I am currently still doing a few of them.

Selling Calendars

In middle school, I decided to create calendars. As a teenager, I wanted to make some extra money so I decided to try this out.  I’m not sure how many, but I did make a few sales. Teachers and a few of my peers purchased them. Even though I made money from them, I never tried to sell them again. I didn’t feel like going through the hassle of trying to come up with a design or picture for each month. I also didn’t feel like spending the small amount of money that I had to get them printed.

Selling Candy

For years I sold candy. It was easy money. I actually did this hustle from middle school up until my freshmen year of college. Everybody has a sweet tooth. I capitalized on that. I probably made one hundred dollars per month back then. It could have been more, but I wasn’t as focused as I should have been. I should have kept some sort of record. In college, people would come to my dorm at different times of the day to get some candy. I should have kept doing that until I graduated, but again, my lack of focus messed me up.

 

Mix CD’s

If you had a computer and a CD burner in the late 90’s or early 2000’s you could have made serious money making custom mix CDs. I did very well back in the day making custom mixes. I loved this side hustle. Everyone didn’t have access to music like they do now. I used that to my advantage. I also knew the websites to check where you could get music a week or two early. Man, I was doing good. Nowadays, this side hustle wouldn’t make much money. It’s easy to get music now.

Surveys

The next side hustle that I did was to take surveys. You will not get rich doing this, but you can make a hundred bucks per month if you try hard enough. If you have a lot of downtime at your job, this is something that you can do there.  While I don’t do surveys as much as I used to, I still use Swag Bucks and Opinion Outpost from time to time.

eBay

I’ve been selling items on eBay on and off since 2009. I got more serious about it 2015. Sometimes it’s old things from around the house. Other times I go to yard sales or to the thrift stores and find items. You would be surprised what you could find in there.  People can buy things for a couple of dollars and make a few hundred bucks off of them on eBay. To make that happen, you do have to research what you’re selling. I currently make a couple hundred bucks per month with eBay doing it part-time. If you are interested in starting with eBay, check out my course titled The Beginner’s eBay Course.

Shirts 

A few years ago, I used to sell t-shirts during St. Patrick’s Day weekend in Savannah, Georgia. Savannah has one of the largest St. Patrick’s Day celebrations in the country. I figured I should do something to make some money during that weekend, so I came up with custom shirts for tourist.  I sold my St. Patrick’s Day shirts for four years. Three out of the last four years I made a profit. One year, I tripled my investment. I am currently working on other ideas and designs. Over the years, my strategy has changed. I don’t print shirts and sell them anymore. I use a site called Teespring to sell them. Also, I don’t have to use my money, so I will never take a loss. I also have a Facebook page for my tees as well. I test and post a lot of the new designs over there.  Feel free to check them out when you get a chance.

These are just a few of the side hustles that I have had. I will be working on a few more to help me get my debt down quicker. I enjoy having multiple streams of income. One source of income does not cut it. There’s a lot that I want to do in life and I need money to do it.

What types of side hustles do you have? How have they worked for you?

 

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