College Planning For High School Students

College Planning For High School StudentsWhat’s going on everyone? Do you remember what high school was like? High school was alright for me. I graduated more than fifteen years ago. I remember going to football and basketball games. Once 11th grade came around, I knew that it was time to start focusing on my future. I knew that I wanted to go to college, but didn’t know exactly what to do. Thankfully, I had people such as my mentor and my mom to help me out.

Today I want to go over college planning for high school students. I will have some tips for juniors and seniors.

Junior Year

Make a list of possible majors and careers

You might not know exactly what you want to do in life and that’s fine. However, you should write down a list of things that interest you. Think about what kind of career that you may way to have. Don’t worry if you get stuck. I changed my major a couple of times in college.

Make a list of colleges that you’re interested in

Create a list of colleges that you are interested. Make sure that the major that you are considering is offered at the school. Your list should have at least five schools on there. You can add or subtract schools from your list after you do more research. The list of schools that I considered going to was Savannah State University, Johnson C. Smith University, FAMU, North Carolina A&T and Morris Brown.

Schedule visits

Schedule visits to the schools that you are interested in. This should be down in the springtime. If you’re tight on money, visit one or two of your choices. I only visited Savannah State. That was enough for me. I chose to continue my education at SSU.

Create a calendar

Make a calendar with dates and deadlines for important tests, applications, and paperwork. This is crucial. You want to make sure that you adhere to all deadlines. Turning something in late or not at all could jeopardize your college decision.

Talk to your guidance counselor

If you don’t know who the guidance counselor is, take some time to get to know them. They will help you with any questions that you have about high school and college. They will also be able to guide you towards scholarship opportunities

Make sure that you are progressing towards graduation

Continue to attend class and make good grades. As a junior, you can’t afford to slack up. You haven’t even made it to the 12th grade yet. Stay focused and keep your GPA up.

Register for all senior year courses that you need for graduation

When it’s time to register for your senior classes, make sure you choose the right ones. You want to make sure that all your classes and that you will be able to graduate next May or June without any problems.

Start Testing

You should take the PSAT in October. It’s required for you to be eligible for National Merit, National Achievement, or National Hispanic Scholarships. The PSAT will also give you practice for the SAT as well.

Take the ACT/SAT

You do not need to take both exams unless you want to. Schools accept both exams, but you only need to take one. I only took the SAT while I was in high school.

Register early

Register at least a month before the test. It will give you ample time to study and prepare. The ACT/SAT aren’t easy tests. You can’t just walk in off the street and expect to get a high score. Taking time to study and prep will help you though.

AP Courses

If you plan on taking AP courses, register to take them in the spring.

Build your resume

Get involved with extracurricular activities, volunteer projects and sports that you enjoy. There are various clubs that you can join. Figure out what you’re interested in and check them out. I wish I would have participated in more groups in high school.

Portfolio

Create a portfolio of your best papers, reports, and projects. Highlight your special skills and interests. If you won any awards, make sure you have some documentation and list that on your resume.

Get a summer job or internship

People love to chill and relax during the summer. You can do that later. This is the time for you to either get a job or an internship. Both opportunities can help you out in the long run. Your summer job can help you pay for the college application fees. Your internship can give you a foot in the door for a possible career after you get our college degree.




Explore your financial options

Attend an open house and financial aid workshops at your colleges of interest. This is key. Some people don’t go to college because they think they can’t afford it. At financial workshops, the speakers will go over different options. That can include scholarships, grants, and loans.

Scholarships

There are thousands of scholarships out there. You just have to find them. There are several places to look for them. I wrote a post featuring ten places to look for scholarships. Check it out here.

Senior Year

Complete testing

If you haven’t taken to ACT or SAT yet, take it.  Don’t forget to register for the test at least one month in advance.

Make your decisions and apply to colleges

Remember that list of schools that you came up with during your junior year? It is now time to apply to the schools that you are still considering. Make sure that you fully complete the applications. Also, make sure that you have the money ready for the application fees.

Copies

Keep copies of everything you submit and make note of submission dates. You need those things for your records.

Admission Packets

If you receive an admission packet, follow all directions for acceptance, orientation, and other requirements. Read through the information thoroughly.

Continue building your resume

Keep a file of important documents and notes, including copies of report cards, test scores, and lists of awards and honors.

Leadership opportunities

Assume leadership roles in school and extra-curricular clubs, activities, and sports. Doing that will help to shape you as a person. Leadership opportunities also show that you are good with people.

Apply for the FAFSA which is available after January 1st

The FAFSA is the free application for federal student aid. It determines your eligibility for federal financial aid. It is good to apply for financial aid as soon as possible.

Deadlines

Make sure that you pay attention to deadlines. The colleges that you apply to will have a priority financial aid deadline. Make sure that you turn in ever document before that date.

Continue to search for scholarships

I’m not a fan of student loan debt. It’s one of the reasons I still can’t do some things that I want to in life. My suggestion for you is to continue your scholarship search. The money is out there, but you have to go out and find it. Here’s the link some scholarships again.

Successfully finish high school

Senioritis is real. Halfway through my senior year, I began to feel it. You will too, but don’t let it stop you. Stay on course to complete all of your core classwork for graduation.

Transcripts

Request that your high school sends your official transcript to the college that you decide to choose.

Decide on a school to attend

Once you started receiving acceptance letters, decide which school you want to attend. Send back all corresponding info to the school. Review your award letter and make sure that everything looks good. If you have any questions, call the school.

Preparing for college can be tricky if you don’t know what to do. Hopefully, this post has made college planning for high school students just a little easier.

 

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What To Do If You Are Looking For a New Job

What To Do If You Are Looking For a New JobA few years ago I was in between jobs. I tried doing my own thing but realized that it was best to go back to working a full-time job again. It took me 8 months, but I was able to finally get another full-time job. A lot happened during that time. I applied to hundreds of jobs. I also worked two part gigs. I had to have some money coming in so I didn’t care where it was coming from.

In today’s post, I want to share with you different things that you can do if you are looking for a new job.

Continue to apply

One thing that you have to do is to continue to apply for jobs. Even if you apply and don’t hear anything back, continue to do it. It’s a numbers game. Your next job could be around the corner. I made it a habit to apply to about 40 jobs each week.  You have to keep applying. You won’t get a job without doing so.

Update your resume

The next thing that you should do is make sure that your resume is up to date. I update my resume whenever I get a new job. I also added relevant skills to it. Depending on your situation, it may be good to have a couple of different versions of your resume available.

Customize your cover letter for each position

This may take a little more time, but you want to make sure that you customize your cover letter for each job that you are applying for. Different jobs call for different skills. Your cover letter should state that you have skills for the particular position. A generic cover letter will not work. I can’t lie, I used to be lazy and use one. That’s probably the reason that I didn’t have more interviews when I was applying for jobs a few years ago.

Don’t let emotions get the best of you

We’re all human. We get frustrated from time to time. Don’t let looking for a full-time gig get you riled up emotionally. Things happen for a reason. Even though it may be hard, stay positive. If you get a lot of rejections, keep going. Your new job will be on the was sooner than later.

Apply for legit companies

During my last job search, I saw that certain sites allow scammers to put fake jobs on their websites. There are so many scams out there asking people to send money or ask them to deposit checks in their account when they haven’t even done any work. Don’t fall for any of those scams. My advice is to look for work on legitimate websites such as Indeed and Career Builder. I am on the fence with Craigslist. They don’t usually have that many good jobs in the Atlanta area. It may be different for you though depending on where you live.

Don’t just apply for any job

Typically I wouldn’t just apply for any type of job. I’d only apply for jobs that you’re interested in. If you’re not working, by all means, apply for any and everything so that you can get some money coming in. If you are working part-time, apply for jobs that you qualify for or think that you could do.

Continue to utilize your network

This is something that everyone should do, but they don’t. You should utilize your network. Utilizing your network can yield big returns. If you think you don’t have a network think again. If you have a Facebook, Twitter or LinkedIn account you have a network. Networking with those people can lead you to your next full-time job.

Looking for a job can take a while. Some people are lucky and can get hired quickly, while it takes a while for others. It took me 8 months to get a full-time position again. As long as you keep applying and staying focused, you will get hired again.

What is the longest that you went without a full-time job? What are some things that you did when you were looking for a new job?

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Assemble Your Own Career From A Gig

Assemble Your Own Career From A GigMost of us grew up in a world where the professional career reigned. In the decades that followed the era encapsulated in Mad Men, the model for family life was a wife that stayed at home with the kids and the housework, and a husband who toiled in an office during the daylight hours. A career was the engine by which life was fostered, and a county’s quota for factory workers and foot soldiers was met.

Today, more and more people are departing this model, because for many, it is no longer necessary. The country doesn’t need hundreds of thousands of manly men to labor in industrial factories, or risk their lives by the millions in ethically dubious international wars. Despite the cultural turmoil of this age, we live in an era of relative peace and prosperity, where most modern people don’t have to constantly struggle to survive. Work is becoming a question of personal fulfillment, not as the only possible means by which to meet basic survival needs.

Good paying jobs are also becoming more specialized. People who get the juiciest science, technology, engineering and mathematics jobs are few and far between. Where fifty years ago a community might be able to churn out 100 adequately paid low-mid-skilled workers, the same community may only produce 1 or 2 specialists who are employable at a high level in this era of innovation.

All of these factors conspire to produce the gig economy we are currently enjoying. People who are not suited to a specialized career, because of education, personal lifestyle, or personality, are able to trawl the internet and their local region for small jobs which, when combined with others, can provide all the income opportunities of a traditional career, without the hassle of going into the office everyday and forever performing the same task.


This is not to say that these gigs require less sophistication than traditional day jobs. They simply result from the decentralization that is disrupting modern employment. Spoiler alert: the internet did it.

New users are flocking to spread betting brokers like ETX both as an opportunity for regular cash infusions in a career built from diverse income sources, and as a way to learn the skills and knowledge that makes great traditional investors. All of this can be performed on a computer, with research about commodities, currencies, securities, and various assets that can be found from commonly available news and research sources. New users won’t become professional investors overnight, but it’s easy to see how this kind of work can teach important skills while being a novel income source.

Individuals are also flocking to various freelancing opportunities that the internet makes available to all. Companies are learning that it’s easier to employ some workers who will never set foot in the main office. These workers are cheaper because they don’t have to be insured and because their ongoing employment depends on a consistent level of productivity. In exchange, these freelancers get freedom of schedule and location, without the stresses and commute of a normal work life.

As the push for nationalized health care and other benefit programs seem ever more likely to pass in the coming years, it’s easy to imagine a much larger gig economy, one where workers choose various small jobs that fit their skills and enjoyment. While some enjoy traditional careers, the rest won’t be tied to an office. Employment will become ever more international and employees with me more location-independent. The gig economy is only going to grow, despite heated arguments to the contrary. So why not start now? It may take some effort, but you can cobble together an amazing career for yourself, with work from many sources.

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September 2017 Round Up

September 2017 Round Up

Happy Friday everyone. My second post for today is my September 2017 round up. Every two months, I share ten articles that I enjoyed. Check out this month’s entries.

Chonce from My Debt Epiphany gives us  5 Unexpected Truths About Self-Employment. This is an excellent read for all my entrepreneurs out there.

Lauren from Financial Best Life gets real in this post. She tells us Why She Quit Being an Entrepreneur.

Billy courtesy of Budgets Are Sexy tells us How He Survived Prison and Accidentally Found His Path to Wealth.

Blossom from Young Adult Money writes How I Pay Off My Debt While Still In School.

This next post is for my sports fans. Maximum Cents tells us Don’t Gamble Away Your Sundays.




Frugal Asian Finance shares with us 5 Downsides of Personal Finance Blogging.

Alexis from Fitnancials tells us 17 Jobs That Pay Up to $65,000 A Year With No College Degree.

Francisco from Passive Income Wise shows us How He Tripled His Affiliate Income in 4 Months.

The Wall Street Playboys tell us that Human Nature and How to Profit From It.

Kim from Work Hard Travel Well gives us 6 Lessons Travel Has Taught Her. I know that a lot of people can relate to #4.

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September 2017 Debt & Life Update

September 2017 Debt & Life UpdateSeptember was a ground-breaking month for me. For the last few weeks, I have been working on something that was on my vision board, my first course. It’s titled “The Beginner’s eBay Course.” I was getting questions every day about eBay. I decided that it was time, so I created the course. There are six modules full of info that will help you make money on eBay.

Module 1 – Goes over creating an account.

Module 2 – Discusses what you should sell.

Module 3 – Talks about listing items.

Module 4 – Gives you info on what to do once an item sells.

Module 5 – Discusses what could happen after the sell.

Module 6 – Goes over ways to promote your items.

The course is only $35. For more info, check it out here.

Because I was so focused on creating my course, my freelance income has been the lowest it’s been since 2016. I haven’t been making many pitches. I’ll go over that in detail in my third quarter income report which will go live in October.

Who knew that starting a blog four years ago would change my life like this? I’ve created a course, and I’m knocking out this debt one month at a time.

If you’ve been thinking about starting a blog, the time is now.  Check out my step by step guide on creating a website with Bluehost. Use my link to get your hosting for as little as $3.95 per month (this low price is only available through my link). It usually costs $7.99 per month. You also get a free domain when you sign up through my link.



Posts That You May Have Missed

10 Things to do in Detroit

40+ Ways to Make Extra Money This Month

5 Seasonal Jobs For the Holidays

Getting Your Credit Score in Order

It’s now time for the monthly debt update. My debt went from $61,777.00 to $61,387.40. That was a decrease of $389.60 That’s not bad considering that my side hustle income has dropped a little bit and I’m paying taxes.

Below are the numbers.

Loan 2 – Down from $3550 to $3240

Navient – Down from $23,416.70 to $23,344.33

Nelnet – Down from $34,810.30 to $34,803.17

I was looking at my numbers, and I noticed something a couple of days ago. I started my debt repayment in January 2015 with a balance of $72,703.05. I’m currently at $61,387.40. I’ve paid off $11,315.65 worth of debt. That’s a semi-big deal to me. It feels good to know that I’m finally making real progress. My debt will be under 60K before January 1st. I’m excited and focused now, more than ever to make this debt a thing of the past.

How was September for you?

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5 Reasons Why I Love Traveling

5 Reasons Why I Love TravelingI will never forget it. March 1995, my family and I went on our first family vacation. I was in the 5th grade. My family decided to take my siblings, my cousin and me to Myrtle Beach, SC during spring break. I can admit I was very excited. This was my first time going to Myrtle Beach. It was also our 1st big family trip.

Being that the trip was 22 years ago, I can’t remember too many details. What I can remember is that it sparked something in me. After that trip, I knew that I had a new addiction. That was when I realized that I loved traveling! Something is amazing about visiting a city that is not your own.

Circumstances didn’t allow us to take another family trip until 19 years later. I didn’t let that stop me. As a kid, I told myself that once I turned 18, it was on. I was going to try and travel as much as I could. In today’s post, I will be sharing five reasons why I love traveling.

Be Grateful For What You Have

I entered Savannah State University as a freshman in August 2002. I had the chance to meet some people that felt almost the same way about traveling as I did. Those people became my travel buddies. We took a lot of road trips back then. As a freshman and a sophomore, I took advantage of going on alternative spring break trips with my school to New York City and Nashville, TN. Not only did I get the chance to visit two cities that I’ve never been to before at the time, but I also got the opportunity to do volunteer work in each place.

In New York, we helped out at a soup kitchen for two days. We read to underprivileged kids during our trip to Nashville. Both trips put things into perspective. I was grateful for the things that I had and glad that I could help out for a few days. Traveling can do that to you. Depending on where you go, it will remind you to be grateful for what you have. I’ve heard that going on mission trips can do that to you as well.

Experience New Things

Traveling allows you to experience new things. I have been on a lot of trips in my life. No two trips have been the same. They have been different.  You see various sites, mingle with different folks and travel with different people. Those experiences can help to shape your life.



Expand Your Comfort Zone

I was 23 when I took my first flight. My frat brother and I went to Las Vegas for New Year’s Eve 2007. Was I nervous about flying? Hell yeah, but I wanted to visit Las Vegas. I damn sure wasn’t about to catch the Greyhound to do so. Traveling has a way of expanding your comfort zone. It gets you out of your regular box. It pushes you to do something different. I was 32 when I traveled outside of the country for the first time. It was an experience that I will never forget. I’m looking forward to expanding my comfort zone on a few trips next year.

Learn About Culture

When you’re traveling, you get to learn about a city or countries culture. Reading about it and seeing it in person are two different things. Having a chance to visit Cuba in person opened my eyes. I had an opportunity to learn about the country and see it for what it’s worth. You can’t do that by reading travel guides.

Escape

Until I’m able to get my freedom and create the life that I want to have, travel gives me an escape. I don’t hate my job, but the 9-5 life is very repetitive to me. It’s the same thing over and over again. Traveling a few times per year allows me to get away for a few days. Those trips allow me to escape for a few days and recharge. Once my debt is paid off, I will travel even more.

Meet Locals

The final reason that I love traveling is that I get a chance to talk to the locals. Tourist places are cool, but sometimes you want to get a feel for what the locals do. I’ve found that the locals know the best bars and places to eat. Talking to them will get you off the beaten path. The locals can show you the good and the not so good of the city. I wouldn’t advise having a local show you around unless you already know them.

Since I turned 18, I’ve traveled to several cities including Washington D.C, Chicago, and Milwaukee. I also had the chance to see America from coast to coast. If you have an opportunity to do a cross-country trip, do it. You will never be the same. I’ve also had a chance to use my passport a few times. Get your passport if you don’t already have it. It’s not that expensive. If you don’t have the money, try one of these side hustles.

I have several travel goals that I want to do in the near future. It’s one of the reasons that I work so hard. I love traveling so much. I’ve said that it is my anti-drug.

Do you like to travel? If so, why or why not? Would you consider it an addiction?

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40+ Ways to Make Extra Money This Month

40+ Ways to Make Extra Money This Month | Money | Side Hustles | Extra Money |This post may contain affiliate links. We may receive a commission on purchases made through links at no extra cost to you. Thank you so much for supporting this site. Read the full disclosure here.

Many people could use extra money from time to time. An emergency could happen, or they could want to save for a family trip. Whatever the reason is, I want people to know that there are many ways for you to make extra money. In this post, I will go over 40+ ways to make extra money this month.

Server/Bartender

One of the easiest ways to make some extra money is to consider becoming a server or a bartender. There are many restaurants that you can apply to. If you have a 9-5 job, you can serve or bartend once you get off or on the weekends. If you are good at it, you could make a couple of hundred bucks a night.

Airbnb

If you have your own place, you can rent it on Airbnb. You can list your whole home or rent out a spare room. I know a couple of people who’ve listed their properties before in the past. They say that it’s easy for the most part. If you are interested in starting with Airbnb, visit this link.

Personal Trainer

If you are in shape and you enjoy working out, you could become a personal trainer. As people get older, they want to take better care of themselves. As a personal trainer, you can help them with that. There are different ways for you to promote your services such as word of mouth or via social media.

Swagbucks

If you are looking for a place to legitimately do online surveys and small online tasks, then you should check out Swagbucks. Swagbucks is a free website that allows you to get “Swagbucks” for doing surveys, watching videos and more. The Swagbucks can then be redeemed for gift cards and PayPal cash.

Related Post: My Swagbucks Review

Tutor

If you are a whiz at a particular subject, you could tutor people. Math and science are subjects that students struggle with. You can search online for companies that are looking for tutors, or you could start a tutoring service on your own.

eBay

This is one of my favorite ways to make extra money. I’ve been selling things on eBay for nine years. It is free to sign up for. You can sell almost anything on the website. There are people (including myself) making hundreds of bucks per month from selling stuff on eBay.

Related Post: 10 Posts That Will Help Your eBay Business

Washing Cars

The next way to make money is to wash people’s cars. Everyone doesn’t like to wash their car, so you should be able to always find some clients. Check around your neighborhood or advertise your service online.

Craigslist

Raise your hand if you’ve heard of Craigslist. I’m sure that 95% of you raised your hands. You can sell things on Craigslist, and you can also find odd jobs. The opportunities vary depending on the city that you live in. If you are interested in selling stuff on craigslist, make sure that you stay safe.

Related Post: How to Sell Something on Craigslist Safely

OfferUp

If you are looking for another way to sell unwanted items, you can list them on OfferUp. OfferUp is a phone app where you can sell things to different people. It’s very similar to Craigslist. The unique thing about OfferUp is that you can only list the items from the app.

Computer Repair

If you are good at diagnosing problems with computers, you should consider fixing them. Computers crash from time to time. They could have too much data on the hard drive, or they could get a virus. If you know how to restore the data, you could make a good amount of extra money.

Mechanic

I’ll be the first to say that I don’t know much about cars. When something goes wrong with it, I contact my mechanic instead of taking it to the shop. My mechanic is much cheaper than the auto shop and he gets the job done. He’s fixed several issues with my cars over the years. He’s also fixed several of my friend’s vehicles as well. If you know how to fix cars, you should seriously consider this side hustle. If you are good at it, you will always have a steady stream of customers.



Lyft or Uber

While I’m talking about vehicles, the next way to make extra money is to drive for Lyft or Uber. You create your own schedule. If you want to work only on the weekends, you can do just that. You also can get paid each week too.

Related Post: The Life of an Uber Driver

Movie Extra

Have you considered acting? If you live in a city like New York, Atlanta, or Los Angeles, you should look into becoming a movie extra. They are always filming something in those cities, so there is always an opportunity to apply for work as an extra.

Substitute Teacher

If you work an early evening job and want to make some extra money during the day, you should consider becoming a substitute teacher. Depending on where you live, there may be a shortage of substitute teachers. That means that it will be easier for you to get on. If you have a bachelor’s degree, you can apply.

Mystery Shopping

Do you mind shopping and performing small tasks in stores or restaurants? If so, mystery shopping is for you. There are several companies out there for you to sign up with. With mystery shopping, you usually have to make a purchase and rate a store or the customer service. It’s pretty simple.

Sell on Etsy

If you make your own arts, crafts or jewelry, you can sell things on Etsy. Millions of people sell on Etsy every year. If you have good products to sell, Etsy may be the platform for you.

Wedding Coordinator

Do you enjoy making sure people’s weddings go as planned? Do you have an eye for setting up events? If the answer to those questions is yes, then you can consider becoming a wedding coordinator. Wedding coordinators do tasks such as helping pick out the wedding venue, going over the guest list and more.

Create an Online Course

If you’re an expert at something and you feel like you can teach it, you can create an online course. There are many platforms out there for you to use. I recently created my first online course on one of my side hustles. It’s titled The Beginners eBay Course. Check it out here for more details.

Sell an eBook

You may not want to create an online course. That’s fine. You can write an eBook instead. EBook’s can make a lot of money depending on the subject. They aren’t difficult to create.

Massage Therapist

The next way to make extra money this month is to provide massage therapy. If you have your massage therapist license, but have another job, you can do massage therapy on the weekends. Everyone is not able to get to the masseuse during the week, so this could be a good side hustle for you.

Babysitter

If you like watching kids, you can babysit. People need sitters when they go out from time to time whether it’s during a weeknight or on the weekend. Start by asking your friends and family that have kids if they need your services.

Referee

Do you like sports? Can you make sure that athletes follow the rules? If so, consider becoming a referee. There is at least one sport going on all year. Hypothetically speaking, you could referee football, basketball, volleyball, and baseball in a calendar year. I have a couple of friends who have refereed for a few years now. It’s some nice extra income for them. You can get paid between $35 – $50 per game.

Amazon Mechanical Turk

Amazon Mechanical Turk is another website where you can do online surveys. I used to do surveys on this site a few years ago. You can make an extra $20 – $30 per month if you do this 5-6 days per week.

Sell T-Shirts

I enjoy creating t-shirts and selling them online. If you’re creative, you should try doing it too. I use two sites to make and sell the shirts. They are Sunfrog and Teespring. Both sites are free to sign up for. At the current moment, I’ve had the most success with Teespring. Check out this post I wrote on how to sell shirts with them.



Affiliate Links

If you have a website or a large following on social media, you should consider posting affiliate links occasionally. With affiliate links, you promote a product or a service. If someone clicks on the link, you get a percentage of the sale. People are making a killing with affiliates. Pat Flynn and Michelle Schroeder-Gardner are two people that are doing very well.

Make and Sell Coffee Mugs

Selling coffee mugs can be a unique way to make extra money. If you have a funny saying or design, try putting it on a coffee mug. You can use a site like Zazzle to get started with that.

Fiverr

Fiverr is a website for freelancers. People can post jobs or services on there. For example, if you are good at graphic design, you could post an ad saying that you will create someone’s logo. There are several categories that you can list your service under. Check out Fiverr here.

Donate Plasma

You can donate plasma a couple of times per month. As long as you’re healthy, and can pass the screening process, you should consider doing this. You can make a couple hundred bucks per month.

Pawn items

If you have something of value, you could take it to the pawn shop. A few years ago, I pawned some jewelry because I needed some money bad. I walked out of the pawn shop with cash ten minutes later. Besides jewelry, you can also pawn things like laptops, TV’s, gaming consoles, stereos and musical instruments.

Freelance Writing

If you like writing, you can make extra money from it. Writing is a skill. Not everyone can do it efficiently. Different companies need freelance writers from time to time. Some pay by the word while others pay by the article. When I first started freelancing, I got paid $30 per article. Since then, I’ve increased my rates. The key to getting freelance gigs is to pitch constantly.

UPS

During the holidays, UPS hires for several seasonal positions. They need additional package sorters and people to help with the drivers.

Virtual Assistant

As a virtual assistant, you can do tasks for different clients. You can edit documents for the client, schedule social media and more. You can do tasks wherever there is a computer and internet access.

Delivery Driver

This is another one of the things on the list that I’ve done. Several restaurants need help with deliveries, especially during peak times. If you live in a safe area and you don’t have a problem delivering food, then this opportunity is for you. At most restaurants, as a delivery driver, you get a paycheck and tips. You can’t beat that.

Photographer

People need photographers from time to time. If you have a camera and can take decent pictures, you could able to make a little money do so. You can start off doing headshots for people and expand from there.

Club Promoter

If you’re popular and you enjoy the nightlife, you could consider becoming a club promoter. Some clubs have a hard time getting a crowd, so they hire promoters to help them. If you can get people to come out consistently, you will have a pretty good side gig. If you think you’re up for the challenge check with some local clubs or browse the gigs section on Craigslist.

Amazon Flex

Amazon Flex is a program that allows drivers to deliver packages to people. If you have a reliable car and a cell phone, you can apply for the program. Check the website to make sure that the Amazon Flex program is available in your city. If it is, apply as soon as possible.

Focus Groups

Focus groups are another way that you can make extra money this month. There are different companies that you can sign up with to find opportunities. Sometimes you can get over $100 for an hour of your time.

Start a Blog

Making money with a blog isn’t easy, but if you stay with it, the growth can be exponential. You can start a blog in less than an hour. If you have a plan in place and post consistently, you get to the point where you’re making money from it. Here is a post I wrote on starting a blog with Bluehost. Bluehost is the hosting company that I use for my blog. They are currently starting their hosting at $2.95. It’s regularly $7.99. That’s a steal.

Graphic Designer

Can you make great looking graphics? Have you designed flyers for people before in the past? If you are a graphic designer, then you have a skill that a lot of us don’t have. Good graphic designers are hard to find.

Music DJ

DJ’s can make or break any party. I’ve been to some events where the DJ was great. I’ve also been to events where people booed the DJ. If you know how to rock a party, you will do very good. There is a chance that you can turn this into a full-time gig.

Web Design

The final way that you can make extra money this month is to do some web design work. Many people want to create a website, but they don’t know where to start. If you know to create websites, you should promote your services as soon as you get the chance. There is a huge market for web designers out there. Start marketing yourself and soon you’ll have your first client.

What have you done to make extra money before?

40+ Ways to Make Extra Money This Month

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