8 Financial Christmas Gift Ideas For Kids & Teens

In today's post, I want to share with you eight financial Christmas gift ideas for kids & teens. Let's get started with gift idea number one.This post contains affiliate links. Feel free to view my disclosure here.

The Nintendo Switch, Fingerlings and Hatchimals are popular Christmas gifts this holiday season. While there’s nothing wrong with getting someone those gifts, there are some other items out there.

In today’s post, I want to share with you eight financial Christmas gift ideas for kids & teens. Let’s get started with gift idea number one.

Think and Grow Rich

Think and Grow Rich is a book written by Napoleon Hill. In the book, Hill goes over 13 steps that if applied correctly, can help anyone become a success. I first read this book in my early twenties. In my opinion, it’s easy enough for a teenager that’s 14 or older to understand.


Have you considered giving the kids in your family something that can increase over time?  Stocks can be that gift. Stockpile is a website that you should look into. They are a broker that has over 1000 stocks for you to choose from. They only charge $0.99 per trade.

One thing that separates Stockpile from the rest of the pack is that they have the option for you to purchase fractional shares. If you want to purchase $50 worth of a company whose stock costs $250, you could do it. Other brokers, don’t allow it. You have two options for purchasing stock with Stockpile. You can purchase it on their website, or you can buy a gift card at participating retail stores.

Something else, that’s dope is that they are giving all new members $5 worth of stock. Check out my affiliate link for more details.

The Total Money Makeover

The Total Money Makeover is one of my favorite books. I’ve read it at least three times. This book can help a teen get focused on their finances at a young age. Dave Ramsey goes over seven baby steps that will get you to financial freedom. The sooner someone completes those steps, the better their finances will be. For more info about The Total Money Makeover, go here.

529 Plan

Are you planning for your kids to go to college? Have you considered how you will pay for it? Depending on your kid’s age, you might not have thought about it yet. You should though because time flies. Before you know it, they’ll be in high school getting ready to graduate. A 529 Plan could be just what you need.

What is a 529 Plan?

A 529 Plan is a tax-advantaged savings plan that is designed to encourage saving for future college costs. Your investment grows tax-free. Your 529 Plan can be used at any institution that qualifies for federal financial student aid. That includes out of state universities and some overseas schools.

CollegeBacker is a company that allows you to set up a 529 Plan in minutes, With CollegeBacker, friends, and family can add funds to the plan whenever they want to. Visit CollegeBacker here to set up your new 529 Plan today.

Who Moved My Cheese

The next gift idea is the book titled “Who Moved My Cheese.” The book was written by Dr. Spencer Johnson. It tells a story that anyone should be able to relate to. Instead of being afraid of what lies in the future, you have to keep going especially in times of change and uncertainty. I first read this book when I was in high school. It was one of the first times that I thought about different ways to find “cheese.”

Who Moved My Cheese is very easy to read. With under 100 pages, most kids should be able to finish it in one day or two.


If your child isn’t a fan of physical books, you can always go the audiobook route. Audible is an Amazon company that has the world’s biggest selection of audiobooks. You get two free audiobooks when you sign up for their free trial. Get your free trial by clicking the box below.


Monopoly is one of the most popular board games of all time. The object of the game is to be the richest person and own the most property. To get your Monopoly game, click here.


If you don’t like any of these ideas or just lazy, you can always give your kids some cash. They only thing with giving them money is that they could use it to buy whatever they want, whether it’s educational or not.

Those were eight financial Christmas gift ideas for kids & teens. Some of the gifts may be better for teens instead of younger kids. If you’re looking to purchase something that can help the kids, in the long run, one of these gifts may be it.

What one of these items would you give someone for Christmas?



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  1. Young children get a thrill out of opening presents, and you can provide this thrill while giving something practical.

    There are any number of piggy banks out there designed to help children begin learning money management. These banks often have divisions so that children can see that some money is for saving, some is for spending, and some is for other purposes.

  2. I’m gifting stock this year! That’s a gift you can get for anyone, and I love that it just keeps on giving. A 529 plan is so smart, and I think it would be a great option for those with really young kids who don’t really understand Christmas. Why get them a bunch of useless gifts when you can invest in their future instead?

  3. Appreciate this list. Might have to pick up one of the books for my teenage nephew. Thanks!