Good Morning everyone. Today’s post is the third installment of my side hustle series. In this series, I will be highlighting people who are making money via a side hustle or their own business. In today’s installment, I interviewed Choncè, who is the owner of My Debt Epiphany.
Choncè is a mom, newlywed, and 20-something Midwesterner who’s been on a journey to pay down her debt and enjoy life to its fullest along the way. She started actively paying off her debt at the end of 2014. She has paid off more than $10,000 on a salary less than $40,000 a year since she started her site. In 2016, Choncè quit her job to be a full-time freelance writer and blogger. She is continuing to work towards eliminating the remainder of her student loan balance and other debt that she and her husband shares.
What caused you to start My Debt Epiphany?
I wanted to share my story and document my journey to working my way out of debt. When I graduated college, I was pretty scared because I had student loan debt, a car loan, and no job leads. I started reading personal finance blogs for comfort and got slightly obsessed. Being a writer, I decided to share my journey by starting a blog that would allow me to build a community of like-minded people and be accountable.
How long has your site been around?
I started my blog at the end of 2014 so it just about two years old.
What do you want the goal of My Debt Epiphany to be?
I want it to be a safe place for people to come to learn about money and join in on the conversation. My main goal is to equip people with the knowledge and tools to pay off their debt but understand that life doesn’t stop after your debt is gone. I also want to help people manage their money better and use it as a tool to live their best lives. I share a lot of personal stories and life lessons because I’m still learning and experiencing things too. Plus, I want people to feel free to comment, offer feedback and feel like they’re apart of the community. The more we all talk about money together, the more we learn and grow.
Do you have a full-time job?
I quit my full-time job in the web design industry at the end of August this year. Now I’m self-employed, and I run my blog and provide freelance writing services for client’s full time.
Any advice for people thinking about starting a blog?
Narrow down a topic you are passionate about and won’t get tired of. No matter what you’re interested in, there will be an audience out there for you. That’s just the beauty of the internet. It’s important to narrow down your topic/theme because most bloggers quit within their first six months because they either get tired of talking about certain topics, get burned out/discouraged or any other reason.
It’s important to believe in your mission wholeheartedly. Map out a few content ideas, come up with a catchy name and then get started. The one thing I don’t regret is starting my blog when I did. Initially, I thought I should wait to start my blog until I paid off all my debt. I didn’t think I had the authority to speak in the personal finance space and I was afraid nobody would listen or care about what I had to say.
I’m so happy I put those fears aside and just started my blog because it’s completely changed my life. Ask yourself will you regret not starting now later in the future. If the answer is yes, get started today!
How can people get in contact with you?
People can get in touch with me by visiting my site, or they can connect with me on social media.