10 Job Interview Questions You Should Be Ready To Answer

job-interview-questions-1There are a lot of people looking for work and preparing for job interviews. You have to make yourself stand out from the crowd. I have created a list of 10 questions that you should be ready to answer if you are asked at a job interview.

What are your strengths?

Make sure you can explain at least 2-3 strengths to the interviewer. If you don’t know your strengths, how can you expect to get a job? Take time to think about the answer before the interview.

What are your weaknesses?

This has always been a very tricky question for me. You don’t want to sound cocky or arrogant by saying you have none. You also don’t want to keep it too real by saying that you get bored easily if there is nothing to do. Take some time to think thoroughly about this answer.

What is your dream job?

Tell the interviewer the truth especially if you want to move up within the company. Some people ask this question just to see where your mind frame is at.

Why did you leave your last job?

Do not tell the interviewer that it sucked. That’s one of the quickest ways for you to not get the job.  Being honest with him/her can go a long way.

 

Give a time when you went above and beyond for a customer.

This is a question that I have had in numerous interviews.  You want to make sure that the situation is really one where you went above and beyond and helped.

What do you know about the company?

Research the company. I have had this question in 99% of the interviews that I have had. Check the company’s website out a few days before the interview so that you can learn a few things. There is nothing worse than freezing up when the interviewer asks you that question. Unfortunately, I have been in that situation. It’s not a good experience.

Why do you think you would be a good fit at their company?

A lot of people use the cliche answers such as “I’m a hard worker” or “You guys seem to have a lot of diversity.” Those are decent but try to dig a little deeper. Give them a real reason why you would be a good fit.

What are your hobbies?

Everybody has hobbies. Some are good while others may not be. Only tell them the good ones 🙂 .

Where do you see yourself in 5 years?

If you see yourself having your own company and traveling (even if it’s true), don’t tell them that. They will not call you back for a second interview. A lot of businesses want employees that they think will stick around for the long haul. Even if you know you’re not going to be there in 5 years; you don’t have to let them know that.

Do you have any questions for me?

This is another question that I have heard pretty much at all my interviews. It is always good to ask the interview a couple of questions. If they haven’t answered it, I usually ask them how long they’ve been with the company or what is the best thing that they like about the job.

Hopefully, these ten questions can prepare you for your next job interview.

Do you know of any other job interview questions that they may ask you?

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5 Seasonal Jobs For the Holidays

Seasonal Jobs For the HolidaysWhat’s going on people? September is halfway finished.  Before we know it, it will be time for the holidays. I love the holidays. It’s usually a time when you get to spend time with your friends and family. This is also a time where people can find seasonal jobs for the holidays to help them make extra money. In the past, I’ve worked seasonal positions. For me, it was easy money. One year I worked at a store called “Things Remembered, ” and another year, I worked with the United States Postal Service. Many companies are looking for people to help them out during this busy shopping season. If you need some extra money, these five types of businesses should be a great place to start looking.

Many companies are looking for people to help them out during this busy shopping season. If you need some extra money, these five types of businesses should be a great place to start looking.

The Mall

The first place on the list is the Mall. They always hire additional people during the holiday season. Most malls have at least twenty stores in them. You should visit one and browse the stores. Write a list of the ones that you are interested in working at. Then, check to see if they are hiring. It best to do this before the middle of October.

UPS/Fed Ex

People ship a lot of packages during the holiday season. The volumes increase so much that companies like UPS or Fed Ex bring on workers. They bring on people to help sort packages and driver helpers. I’ve had friends that worked for UPS during the Christmas season. They told me the job was pretty easy. They only worked 4-5 hours per day and got paid weekly.

Outlet Stores

The next place on the list is outlet Stores. Outlet Stores are similar to malls. They get increased traffic during this time of the year as well. Most of the stores have several positions open up during this time of the year. If there are some outlet stores near you, check them out. Tanger is one brand of outlet stores that you can check out.

Department Stores

Walmart, Kohl’s and Target are examples of department stores that are hiring during the holiday season. A lot of these stores get a lot of traffic during the year anyway. During the holiday season, it increases even more. Department stores also expand their hours. For example, if a store closes at 9 PM, it may stay open until 11 PM.

Honey Baked Ham

Honey Baked Ham is the final business on the list. There are a lot of dinner parties during the holiday season. Not everyone likes to cook food for the parties, so they get the food from a store like Honey Baked Ham. Because it gets so busy, Honey Baked Ham hires people to help out. It would probably be a good job, and I’m sure that you get samples from time to time.

There are plenty of places where you can find seasonal jobs during the holidays. You should check out the five above if you are looking. Just remember that with seasonal jobs, you may be working on Thanksgiving, the day after Thanksgiving and Christmas Eve. If you are not prepared to do that, you should not apply.

Have you ever worked seasonal jobs for the holidays before? What other places hire during the holiday?

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7 More Things College Freshmen Should Have in Their Dorm Room

7 More Things College Freshmen Should Have in Their Dorm Room

This post may contain affiliate links. We may receive a commission on purchases made through links at no extra cost to you. Thank you so much for supporting this site. Read the full disclosure here.

After the success of my post titled “10 Things Every College Freshman Should Have in Their Dorm“, I’ve decided to do a follow-up post. There are a lot more things that students should have in their dorms. Below are seven more items that college freshmen should bring with them to their dorm room.

Bed Sheets

The first item on the list is bed sheets. Your school doesn’t provide you sheets. Even if they did, I’m not sure I’d use the. You will need to bring sheets with you. Make sure that you have four sets that you can rotate with.

Hangers

Hangers are a must. Hanging up your clothes eliminates space. It also makes ironing certain items easier. Twenty hangers should be a good number to start with.

Shower shoes

Dorm showers are not always the cleanest. If you don’t have a shower in your room, there is a chance that you could be sharing it with everyone else that lives on your floor. Make sure you have showers shoes. Showers can be a breeding ground for bacteria.

Laundry Bag

A laundry bag is another great item to bring with you to college. It can serve as a small dirty clothes hamper. You can also carry more clothes in the bag than you could a pillow case. You don’t want to get the cheapest laundry bag because you want it to last a little while.

Air Freshener

The next item on the list is air freshener. Everyone needs a bottle or two of some fresh air freshener. I don’t know how else to say it, but sometimes people are just nasty and can smell. You also need to have some air freshener so that you can keep your room and bathroom smelling good.

Pillows

Dorms don’t provide pillows.  Make sure you bring a couple of them with you. A good pillow isn’t too expensive. Pillows make your nights rest so much better.

Toiletries

I actually should have listed this on my first list of items. You need to make sure you have your own toiletries. This includes soap, toothpaste, lotion, etc.

Those are seven more items that every college freshman should bring with them to their dorm room.

I have a small hypothetical question for you guys and gals. Imagine that your first day of college is only two days away. You haven’t finished shopping yet. You need to purchase a laptop, an alarm clock, and some pillows. Suppose you have $500 to use to purchase the items.

What would you get for your dorm room?

Don’t forget the total has to be $500 or less.

Let’s use the prices on Amazons back to school section (they have a huge variety of things). I will go first.

I would get the Dell Inspiron laptop, Timex color changing alarm clock and the Dream Supreme Plus Gel pillow set.

Now it’s your turn!!

 


 

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10 Things to Do in Detroit

10 Things to Do in DetroitThis post may contain affiliate links. We may receive a commission on purchases made through links at no extra cost to you. Thank you so much for supporting this site. Read the full disclosure here.

In July, I had a chance to take a trip to Detroit, Michigan. I have family up there that I had not seen in over ten years. Also, there were some things that I wanted to do in the city as well. I figured that July would be a good time to visit the city. I didn’t have any expectations before my trip. Detroit was great. After one trip, I’d put Detroit as a top 10 destination in the United States. Today, I want to share with you ten things to do in Detroit.

Motown Museum

The Temptations, The Jackson 5, Stevie Wonder and more all got their start with the Motown record label. I’ve been a fan of the Motown sound since I was a kid. Several people in my family had records and tapes of Motown artists. The Motown Museum is a must visit if you’re in Detroit. It was one of the best experiences of my life.  I had the chance to see where some of the greatest artists of all recorded and did business at. What was great about the museum was that some of the rooms hadn’t been changed since the 70’s. Barry Gordy’s apartment still looked like it did over 40 years ago.  The calendar in one of the offices was still on the March 1973 date! It’s amazing how they kept things preserved in the museum.

Comerica Park

If you are a baseball fan, you can’t come to Detroit without seeing the Tigers play at Comerica Park. Whenever I go to a new city in the spring or summer, I try to get a baseball game in. Comerica Park was done right. It’s a newer park, but it has that retro feeling to it. I’ve been to 16 ballparks so far, and this one is in my top 5. If you like football, the home of the Detroit Lions (Ford Field), is across the street.

MGM Grand Detroit Casino

If you like to gamble, you have to check out the MGM Detroit Grand. I heard that Detroit has a few casinos, but I didn’t know that the MGM would be one of them. This casino had me feeling like I was in Las Vegas. The MGM Grand had a lot of machines to play and a couple of bars & restaurants to choose from.

Eastern Market

The next thing to do in Detroit is to check out Eastern Market. It is an open air market that has over 150 food and business vendors. My cousin took my girlfriend and me out there on a Saturday morning. It was a good crowd out there. People were all over the place. People were selling all types of things out there. We visited a few vendors and checked out the Detroit versus Everybody store and even found a place that let us sample some Detroit gin and whiskey.

Greektown

The Greektown area is next on the list. It’s an entertainment district that is located in downtown Detroit. Greektown has several bars and restaurants to choose from including Pizza Papalis and Fishbones (where we ate at). The Greektown Casino-Hotel is also located in the district.



The Riverfront

The Riverfront is good for getting a quick run or walk in. You can take some beautiful pictures of the view as well. Directly across the river is Canada. Something else that I liked about the Riverfront was that the Gateway to Freedom International Underground Railroad Memorial is located there. The memorial pays tributes to African Americans who fought for freedom during a time where everyone didn’t have it.

Detroit Institute of Arts

If you are a fan of the arts, you must visit the Detroit Institute of Arts. It’s one of the largest art museums in the country. There are over 100 galleries in there. The art collection is valued in the billions.

Charles H. Wright Museum of African American History

We didn’t get a chance to visit the museum, but it’s on the list for next time. The museum was founded in 1965. It has over 35,000 artifacts in it. It holds the world’s largest exhibit on African American culture. It’s a must see if you want to learn more about black history.

Green Dot Stables

This spot was near our hotel, so we decided to eat there, twice. Green Dot Stables is a restaurant that specializes in sliders. The sliders cost $3. They had several kinds to choose from. My favorites were the Fried Chicken Caesar Slider and the Coney Dog Slider. They also had fries, soups, salads, desserts, and drinks. If you are looking for good food for a great price, you should check out Green Dot Stables.

Johnny Noodle King

We passed this spot in the Uber a couple of times and decided to check it out the last night that we were in Detroit. It was a great decision. This was my first time going to a ramen spot. I can’t remember what I ordered, but it was good and spicy. For more info about Johnny Noodle King, visit their website here.

Bonus: Windsor Canada

Canada is literally across the river from Detroit. I couldn’t go to Detroit and not visit Canada for a few hours. There are two ways to get to Canada from Detroit. You can go via the underground tunnel, or you could take the bridge. We took the tunnel going and took the bridge on the way back. Windsor is the city that you will arrive at once you cross the border. Windsor was a lot quieter than Detroit was. The only thing that we did was go to the Caesars Windsor Casino. The casino was a lot more chill than Greektown and MGM Grand. I played a couple of slot machines and won $70! I’ll call that a successful trip. If you have some spare time while in Detroit, Windsor may be a good place to visit for a couple of hours.

Have you ever been to Detroit? What are some of your favorite things to do in Detroit?

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Getting an Item Removed From Your Credit Report

Getting an Item Removed From Your Credit Report

Hello, everyone. Can you believe that it’s already September? I’ve discussed credit on this site a few times. A good credit score is something that we should all strive for. In previous articles, I’ve discussed the average credit scores and ways to boost it. Ever since I raised my credit score by 168 points in an eight-month timeframe, I’ve been focused on trying to get it even higher.

I looked over my credit report and realized that I had late payments on three accounts. They were from 2010 – 2013. I didn’t want to wait the full seven years for them to fall off my credit report, so I decided to do some research and see what I could find to help with that. I stumbled across something called a goodwill letter. At the time I had never heard of it before, but I was intrigued.

What is a goodwill letter?

A goodwill letter or goodwill credit adjustment is a way to repair your credit report. According to twocents.com, the purpose of the goodwill letter is to restore your credit to good standing by having a lender or servicer erase a lateness on your credit report.

When I read that information, I figured that it was worth a shot. I realized that if I could get those late payments removed my credit score would increase even more. I did some more research and found out that goodwill letters had a 50/50 chance of working. It seems that some people were flat out lucky because their letter got into the right hands. I saw that people went into detail about what their circumstances were and what they are now. They usually discuss how they’ve grown from their past mistakes and are better and more responsible people.

I drafted three separate letters for my three accounts. Then, I went into detail about what was going on in my life at the time and why my payments were late. I then expressed regret and showed them that I’ve been making years of on-time payments.

I also read online that a lot of people have been having success by emailing the letters to the CEO’s or presidents of the lender companies. Since many people were doing that, I figured that I’d try it as well. If that didn’t work, I’d send a physical letter. I emailed the three companies on a Sunday afternoon. By Monday morning, one of them had contacted me. They called my phone and left a message. I thought that was a good sign. After a day or two of playing phone tag, I was finally able to get in contact with a representative. She stated they reviewed my inquiry, but that they were not able to give me a goodwill credit adjustment at this time.

I wasn’t worried. I knew there was a 50/50 chance so I will try again in 6 months. As for the other two companies, I haven’t heard anything back from them yet. I plan on sending actual letters to them this time. Hopefully, that works. If it doesn’t, I’ll try again. Some of the people that get those goodwill adjustments have been persistent. They’ve contacted their lenders multiple times each year until they found the representative that would approve their adjustment. I’m about to join that club. Once that happens, I will be sure to share my results with y’all.

Have you ever had an item removed from your credit report? 



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Getting Your Credit Score In Order

 

Getting Your Credit Score In OrderThis post may contain affiliate links. We may receive a commission on purchases made through links at no extra cost to you. Thank you so much for supporting this site. Read the full disclosure here.

What do you think of when you hear the word credit score? Some people have good thoughts, while others try not to even think about it.  According to Investopedia.com a credit score is a numeric expression of a person’s creditworthiness that is used by lenders to access the likelihood that a person will repay his or her debts. A credit score is a number that is between 300 – 850.  The higher your score, the better the opportunity is for you to get a credit card or loan with good interest rates.

Your credit score consists of five categories. They are your payment history, the length of credit history, amounts owed, types of credit used and new credit.

I check my credit score at least once a month. Ever since it increased by 168 points in 9 months, I’ve been addicted. I like to know where I stand and what I need to work on. If you don’t have the best credit score, there are a few things that you can do to increase it.

Free Copies

You can request 3 FREE copies of your credit report. The three major credit bureaus are Transunion, Experian, and Equifax. Each credit bureau will allow you to get your free credit report once a year. It’s important to get your report from more than one company because there could be discrepancies on there. Take the time to review each report. If you see any inaccuracies, contact the credit company immediately.

Make On-time Payments

Make sure that you are making on-time payments for all of yours bills. 35% percent of your credit score is your payment history. That’s more than a third of it. If you pay your bills late each month, you have to change that. Besides the effect on your credit score, paying your bills late will cause you to have late fees. Late fees can be anywhere from $20 – $50. Imagine having to pay that one several types of accounts. Pay attention to your due dates and pay your bills online.

Pay Your Credit Card In-Full Each Month

Another thing that will help you when you are getting your credit score in order is to pay your credit card in full each month. I’m not going to lie. For some people, this one will not be easy. Some people tend to use their credit card for all their shopping and only make the minimum payment each month. If you want your score to get higher, you have to develop a little bit of discipline and watch your credit card usage. If you have a high credit card balance, you should do whatever you have to to pay it down. Once it’s at zero, use it wisely and pay it in full each month.

Credit Sesame

I also use a website called Credit Sesame. It provides you a credit score and so much more. It differs from Experian, Transunion, and Equifax in the fact that it provides recommendations. For example, it shows you credit cards that you could qualify that has a low APR. It also shows you an overview of your total debt. It allows you to see everything in one place. For more info, sign up here. (It’s free.)

If you are working on getting your credit score in order, I want you to know that you can make it happen. I’m living proof. My credit score was flat out bad at the beginning of 2015. I was able to get it better. Make sure that you use a website that says you can get your credit report for free. There are others out there, but some will try to charge you money to see your score. Don’t be a victim and pay for something that you can get for free!

What are some ways that you are working on getting your credit score in order?


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August 2017 Debt & Life Update

August 2017 Debt & Life UpdateThis post may contain affiliate links. We may receive a commission on purchases made through links at no extra cost to you. Thank you so much for supporting this site. Read the full disclosure here.

What’s up, everyone? August has come and went. This was another pretty good month. I continued to focus on my side hustles, mainly eBay. I’ve been researching and finding more items to sell. My eBay shelf is full right now. As of this writing, I have 84 items live on eBay. That is a personal record for me. Part of me wants to get to 100 items, but I don’t want things just sitting around my apartment.

I’ve continued to play around with Pinterest as well. It is currently my number one traffic source. I currently use Tailwind to help me with my pin scheduling. It has saved me a lot of time. I schedule pins once or twice a week, and that’s it. If you are a blogger, you should consider signing up for Tailwind. They are currently giving new users a free month. You can sign up for it with my unique link.

If you’ve been thinking about starting a blog, the time is now.  Check out my step by step guide on creating a website with Bluehost. Use my link to get your hosting for as little as $3.45 per month (this low price is only available through my link). It usually costs $7.99 per month. You also get a free domain when you sign up through my link.

I also took this month to focus and create my first course titled “The Beginner’s eBay Course.” If you’re interested in selling on eBay, you should check it out. It goes live in a couple of weeks. Sign up here to get more info.

Posts of the Month

How I Made $3215 in Side Hustle Income the 2nd Quarter of 2017

4 Reasons Why I Like Lavar Ball

How to Make Money With Affiliate Marketing

10 Ways to Save Money on Travel

Debt Update

My total debt went down from $62,158.69 to $61,177.08. That was a decrease of $381.61. It’s lower this month because I got a notice from Uncle Sam. I set up a payment plan, but I want to pay these taxes as soon as possible. That means that I will have to make more than the minimum payment on my payment plan.

Let’s have a look at my updated debt numbers.

Loan 2 – Down from $3845 to $3550

Navient – Down from $23,439.54 to $23,416.70

Nelnet – Down from $34,820.15 to $34,810.30

How was your August? Did anything exciting happen to you?




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