Should You Allow Sponsored Posts?

Should You Allow Sponsored Posts?When I started blogging there were a lot of things that I didn’t think or know about when it came to monetizing. I’ve learned that you can make money from advertisements, affiliates and sponsored posts. Many bloggers have no problems with making money from ads and affiliates.

Sponsored posts are another story. Some bloggers like them, while others don’t deal with them at all. I allow sponsored posts on my blog. They have to meet specific standards. Below, I will be sharing some of the stipulations that sponsored posts should pass if I plan on putting them on my site.

Provide Value

For me to put a sponsored post on my website, it would have to provide value. Many of the companies or individuals that reach out to me are nice, but a lot of them just don’t offer value. I’m not sure that all of them have even checked out my website. I’ve been offered posts that don’t appeal to my demographics at all. If you don’t know what I talk about on my blog, why would I possibly put your post on my site? Providing value to my readers is something that I feel very strongly about. I refuse to let the quality of my website go down for a couple of dollars.

Good Articles

The next stipulation that I have for sponsored posts is that the company or the business should send me good articles. My grammar isn’t the best, but y’all should see some the stuff that I’m e-mailed. People send me articles that are 200-300 words at times. What am I going to do with that? It doesn’t provide any value. They just want an easy way to get some exposure. The sponsored posts that I accept are good.

Something That I’d Consider Using

If it’s a company or product that I’d consider using, I will accept the sponsored post. I’ve received some posts from some outstanding companies. There have been some products that I’ve started using because the company reached out to me. If it’s a business that I’m already familiar with, there’s a good chance that I’d post sponsored material from them.


As my blog continues to grow, I have to make sure that I’m being compensated correctly. I don’t accept anything less than $100 for a sponsored post.  Letting companies know this in advance eliminates most of the lowballers. A few companies will still try to offer me less than that. Two days ago, someone offered me $20 to post something for them on my site. I politely declined. These companies are reaching out to me, so I’m in the position to come up with the price that I want.

I accept sponsored posts if these stipulations. I get several e-mails a week from people wanting me to put something on my website. I can’t even imagine how much bigger blogs get. If you have a site, you have to have some stipulations in place when it comes to sponsored posts. If not, you’d be accepting all type of foolishness on your site. You’d be getting paid, but your website would suffer because the quality of the articles would not be good.

Do you accept sponsored posts? Why or why not?

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50 Christmas Gift Ideas Under $100


Christmas will be here before you know it. I'm always a last-minute shopper. Today, I have a post featuring 50 Christmas gift ideas under $100This post was originally written in 2015. It has been updated. It may contain affiliate links.  Read the full disclosure here.

What’s going on everyone? Christmas is a little more than a month away. I’m always a last-minute shopper. I know I’m not the only one. This year I’m trying to change that. Hopefully, I can be finished with my shopping by the middle of December. If you are usually a last minute shopper or if you have a trouble figuring out what to buy people, I put together a list of 50 gift ideas. This list features all type of things. The good thing is that every gift idea on this list is under $100.

1. Video Games – You can never go wrong buying video games. There are literally hundreds of games to choose from. A couple good games to check out are Destiny 2 and Call of Duty: WWII.

2. Socks – If you’re like me you tend to lose them from time to time. Socks always come in handy.

3. Glove/Scarf Set – Since the weather is getting colder you can’t go wrong with this idea. Here is a nice combo: N’Ice Caps Womens Bulky Cable Knit Hat/Scarf/Converter Glove Set (Womens one size fits all, Winter White Cream).

4. Fitted Hat – Know a sports fan? Grab a fitted hat of their favorite team. Check out one of my favorite fitted hats: Atlanta Braves.

If you’re not a Braves fan, you can grab gear from your favorite team here.

5. Body lotion gift sets – There are numerous sets of body lotion that you can choose from. Here is a nice set from Bath and Body Works.

6. Pajama’s – This is a great gift idea for your parents or significant other. If you’re that family, you can grab these.

7. Dishes – Dishes are another gift that people will enjoy. They range in different prices. Here is an affordable set from Rachel Ray.

8. Flask – If you know someone that enjoys “spirits” a flask is a perfect gift for them. Check this one out. Top Shelf Flasks Stainless Steel Hip Flask Assorted Colors, 8oz, Black
It’s only $6!

9. Phone Case – You have to protect that $600 I-phone. This phone case can help with that.

10. Lip Balm– Ladies keep your lips looking young with some lip balm. There are hundreds to choose from. Here is one that you could check out.

11. Towels – Towels are always great. Make sure they are not white, though. Check out this awesome set: 6pc Off-White Solid Egyptian Cotton Towel Set, Includes 2 bath towels, 2 hand towels, and 2 washcloths.

12. Mugs – If you have a coffee or tea drinker in your family, then a mug is perfect for them. This mug is nice and only costs $7.

13. Jewelry – You can never go wrong with jewelry. Whether its rings or necklaces, there are some very affordable ones out there like this one: Sterling Silver “I Love You To The Moon and Back” Pendant Necklace, 18″.

14. Beer Making Kit – As a beer drinker, I would love to receive a gift like this one. From what I hear making beer is easy and fun. This kit comes with everything.

15. Stocks – If you have any young children in your family, you can grab them some stock. Stockpile is a company that makes it easy for you to purchase stocks. You can buy fractional shares and more. For more info about Stockpile, go here.

16. Mixing Bowls – Another great item that anyone can use. Check out these mixing bowls from Martha Stewart.

17. Blender – You can make your own smoothies or slushies with a smoothie. That alone can save you hundreds each year. This one is easy to use Ninja Master Prep (QB900B).

18. Sandwich Grill – A sandwich grill can come in handy if you want to make a quick snack. Here is one from Cuisinart that only costs $22.95.

19. Fitbit – If you know someone who is working on their health right now a Fitbit would be a great gift for them.

20. G-Shock Watch –  G-Shock watches are nice and very durable. Check out this one Casio Men’s G7900A-4 G-Shock Rescue Red Digital Sport Watch.

21. Yves Saint Laurent – I received a bottle of this cologne a few years ago. Hands down it’s one of my favorites. This is the bottle that I have Yves Saint Laurent La Nuit De L’homme Eau de Toilette Spray, 3.3-Ounce.

22. Laptop Bag – Laptop bags make it easier to transport your laptop. Here is a good one from Case Logic.

23. Tool Set – My uncles love their tools. Tool sets come in handy when you need to fix things around the house. The Ultra Steel 110 piece tool set is a good one to check out.

24. Handmade cards – If you’re creative you can create your own handmade cards to give to your friends and family. Sometimes handmade cards are better than store bought ones because they mean more.

25. Easy Bake Oven – This is a perfect gift for a little chef in the making. My sister had an easy bake oven back in the day. She used it all the time to make little cakes. Here is a nice one Easy-Bake Ultimate Oven, Black/Silver.

26. Art Easel – An art easel is a perfect gift for an artist. This Crayola 3 in 1 Magnetic Wood Easel is great for a kid artist.

27. Crayon Case – A lot of children love to draw. The Crayola Ultimate Crayon Case is the perfect gift for them. It has 152 different crayons in there.

28. Yoga Mat – Yoga is very popular right now. This yoga mat only costs $20.

29. Dress Shoes – Nice dress shoes can make or break an outfit. I have a few nice pair. Johnston & Murphy has a great selection of shoes to choose from.

30. DIY – The opportunities are endless when it comes to DIY. If you’re a creative person you could do a few things.

31. Legos – This is another item that most kids would love. This set of Legos features over 500 pieces.

32. Action Figures – Action figures are always good to get. I used to love getting X-Men and Ninja Turtle characters when I was a kid.

33. DVD sets – A DVD set can be a perfect gift for someone that loves their shows or movies. I plan on getting this set in the near future Martin: The Complete Five Seasons.

34. Ugly Christmas Sweater – People actually collect those ugly Christmas sweaters. If you can find a good one I bet the receiver would love it! Consider purchasing the sweater lister below.

35. Movie Tickets – If you know somebody that loves to go to the movies you can get them some movie tickets.

36. Gift Cards – I love gift cards. You can buy what you want with them. Nearly every business offers them as well.

37. Board Games – Board games can be great gifts. Some good games to choose from would be Monopoly, Scrabble, and Sorry.

38. Phase 10 – Phase 10 is one of my favorite card games. Check it out here Fundex Phase 10 Card Game.

39. GPS – We all have that one friend or family member that is horrible with directions. A GPS is one gift that will surely help them. This one is under $100.

40. Kindle – A kindle is a popular inexpensive gift for anyone that you know that likes to read. Here is a popular one here Kindle, 6″ Glare-Free Touchscreen Display, Wi-Fi – Includes Special Offers.

41. Headphones – You don’t have to spend hundreds to get quality headphones. These quality headphones only cost $80.

42. Drone – Drones are the wave right now. This one right here is very affordable Cheerwing® Syma X5SW FPV Explorers2 2.4Ghz 4CH 6-Axis Gyro RC Headless Quadcopter Drone UFO with 2MP HD Wifi Camera (White) – Ship From US.

43. Wireless Mouse – A wireless mouse is an affordable gift that anyone with a computer can use.

44. Hot Sauce Set – I love hot sauce. My food taste so much better with it. Check out this set Dat’l Do It Global Collection Hot Sauce Gift Set (8-Bottle Variety Pack).

45. Roku Stick – Here is an affordable alternative to cable.

46. Polo Shirts – A lot of people love polo shirts. There are thousands of brands to choose from. Check out these nice Ralph Lauren shirts Polo Ralph Lauren Men’s Short Sleeve United Kingdom Polo Team (L, Black).

47. Bedroom Slippers – Bedroom slippers is another clutch Christmas gift idea. As long as you can find the correct size, you can never go wrong with this one.

48. Wallet – Every man could use a nice wallet.  This one from Levi’s is only $15.

49. Swiss Army Knife – This gift idea is clutch because it has multiple uses.

50. External Hard Drive – An external hard drive is good for people whose work involves them to use a computer. The external hard drive can come in handy if they are a musician or photographer. Check out WD 1TB Black My Passport Ultra Portable External Hard Drive – USB 3.0 – WDBGPU0010BBK-NESN.


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How to Avoid the Black Friday Crowds

How to Avoid the Black Friday CrowdsWhat’s going on everyone? Can you believe that it’s already November? It seems like it was just July and I was in Detroit on vacation. Time is not playing around.

It’s coming! It will be here before you know it. What am I talking about? I am talking about Black Friday. Some people love Black Friday while others hate it. I’m not a fan of it at all. During the past few years, the crowds have gotten worse. People are disrespectful and rowdy at times. I have never been shopping on Black Friday and probably never will. Here are a few ways to avoid the Black Friday crowds.

Shop online

Shopping online is a great way to avoid the Black Friday crowds. You can do that any time of the day. You can shop online at work during your lunch break or in the comfort of your own home. You may want to wait until Cyber Monday because there will be various deals going on all day. I’d suggest that you sign up with your favorite stores so that you can get e-mail alerts. Some of them will have sales before Black Friday. You don’t want to miss out on the deals.

Don’t shop at peak times

Another way to avoid the crowds is to not shop during peak times. I’m not exactly sure what those times would be since I haven’t shopped on Black Friday before. If I had to guess I would think early in the morning or late in the evening would not be peak times. A lot of people eat and drink very good on Thanksgiving. They will be too tired to get up at the crack of dawn to go shopping. You may get lucky and is able to get some shopping done before the crowd gets there.

Shop at stores that aren’t as popular

While everyone is at the mall or the large department stores you could shop at stores that aren’t as popular. I’ll be the first to tell you that stores such as Walmart, Target, & Apple will be busy. They are name brands that people are familiar with. Check out some mom and pop stores. They shouldn’t be as crowded. Also, you may be able to get into some outlet stores quicker as well.

Shop during the year

My last and final way on how to avoid the Black Friday crowd is to shop throughout the year. Believe it or not, Black Friday isn’t the only time of the year where there are sales. You just have to be on the lookout for them. Signing up for your favorite brand’s newsletter or following them on social media are a couple of ways that you may be able to find some deals.

Those are just a few ways to avoid the Black Friday crowds. I know some people get a rush from shopping on that day. I am not one of them. People are crazy, and I don’t want to get trampled. If you do shop on Black Friday, make sure that you keep these tips in mind. Have a plan. Make sure you know when and where you want to shop at. The worst thing that you can do on Black Friday is to backtrack or get stuck in traffic when you didn’t have to.

Do you shop on Black Friday? Why or why not?

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How I Keep My Expenses Low

How I Keep My Expenses LowWhat’s going on everyone? I hope all is well with you. Things are going pretty good on my end. I’m still on a FinCon high. I’m excited about some of the things that I have planned.

Since I’ve been on this journey to debt freedom, I’ve done two things. They are looking for ways to increase income and keeping my expenses low. Today, I will be sharing with you seven ways that I keep my expenses low.

No Car Note

I haven’t had a car note in a few years. I’ve saved hundreds of dollars because of that time. I’m currently driving a 1996 Toyota 4 Runner. It’s not the best ride, but it gets me from point A to point B. I’ve had this vehicle for a little over three years. I plan on keeping it for a few more months until I can purchase something newer with cash.

Low Rent

I live in a city literally two minutes from Atlanta. I caught a steal when I moved into my one bedroom apartment. Believe it or not, I only pay $625 per month. Water and gas is included. This is perfect for someone like me who is paying down their debt. My apartment seems like it’s getting smaller because I’m buying more items to sell on eBay. I eventually plan on moving into something bigger, but for right now I have to continue the sacrifice.

Unplug Things

This might be a little crazy to some people, but I don’t care. I unplug certain things like that TV’s, toaster and phone chargers when I’m not using them. That saves me a little money. For the last year, my Georgia Power bill has averaged $52. I’ll take that any day. I’ve had months where I only had to pay $29. You can’t beat that. If you’ve considered unplugging some things, do it.


I still have cable. Honestly, I don’t see myself getting rid of it anytime soon. I don’t watch a lot of TV, but I LOVE my sports. I’m not into streaming sports every day. Sometimes the signal isn’t the best, and it also lags. With cable, I don’t have to worry about those problems. One thing I never purchased and probably never will is a DVR. There’s nothing that I’d want to record. In my opinion, a DVR is a waste of money. If there’s a show or something that you miss, you could probably find it online within a week or two.

Cable & Internet

I don’t bundle my cable and internet, but I still get great deals. I’m paying under $120 for both of them combined. Every six months, I call them and ask if they have any discounts or anything. Since I’ve been a long time customer, they are able to knock a little bit off of my bill. If they say no, I threaten to go to a competitor. These companies don’t want to lose business. They will give you a discount.


I don’t spend that much on clothing and shoes. I haven’t purchased any new shoes in a year. Every few months, I may get a shirt or some jeans. I do need a couple of new items, but I’m focused on getting rid of this debt. The clothes can wait.


Back in the day, I used to go out to eat several times per week. Some days I’d go out for lunch and dinner. Now, I cook a lot more. It’s saved me a lot of cash over the past few years. I take my lunch to work on most days, so I’m not spending $20 – $30 per week like I used to.

Those were seven ways that I keep my expenses low. They have worked for me for a few years now. If you incorporate a couple of them, they may work for you as well.

What are some ways you keep your expenses low?

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What Do You Know About The MPOS Industry?

Mоbilе point-of-sale (POS) ѕоlutiоnѕ enable mеrсhаntѕ to accept credit card payments whеrе it iѕ most соnvеniеnt for thеir сuѕtоmеrѕ.Mоbilе point-of-sale (POS) ѕоlutiоnѕ enable mеrсhаntѕ to accept credit card payments whеrе it iѕ most соnvеniеnt for thеir сuѕtоmеrѕ. Mоbilе payments аllоw mеrсhаntѕ tо ассерt аnd рrосеѕѕ сrеdit саrd payments in thе аiѕlе, outside thе ѕtоrе оr аnурlасе сuѕtоmеrѕ рrеfеr tо pay. Smаll buѕinеѕѕ owners or lаrgе enterprise merchants with a mоbilе ѕаlеѕ tеаm or nоn-trаditiоnаl ѕtоrеfrоntѕ саn еxраnd thеir business and inсrеаѕе revenue bу ассерting mobile сrеdit саrd рауmеntѕ uѕing thеir existing ѕmаrtрhоnе. This iѕ thе idеа bеhind SumUр as it iѕ known аѕ a реrfесt mоbilе EMV credit card rеаdеr.


A mobile POS iѕ a portable соmрutеr thаt аllоwѕ data еntrу оf ѕаlеѕ trаnѕасtiоn information added by еmрlоуееѕ, аnуwhеrе. Thiѕ mоbilе соmрutеr саn bе a dedicated ruggеd mobile соmрutеr, but in tоdау’ѕ wоrld, mаnу оrgаnizаtiоnѕ are орting fоr consumer dеviсеѕ likе tаblеtѕ, Smаrtрhоnе, аnd еvеn iPаdѕ tо асt аѕ thе computing engine.


The mоѕt bаѕiс uѕе of mobile POS devices is to linе buѕt. You have рrоbаblу bееn in a ѕtоrе оr restaurant thаt tаkеѕ your оrdеr оr ѕсаnѕ уоur items whilе уоu аrе in linе to ѕрееd up ѕеrviсе during реаk timеѕ. Sоmе mоbilе POS ѕуѕtеmѕ likе SumUр can соmрlеtе thе trаnѕасtiоn while уоu аrе in line others саn оnlу ѕеnd infоrmаtiоn to a ԛuеuе in thе point of ѕаlе аt thе сhесkоut соuntеr.



Thiѕ is a word thаt dеѕсribеѕ a ѕаlеѕреrѕоn walking a customer thrоughоut a store whilе dоing a suggestive ѕеlling. Early fееdbасk from ѕtоrеѕ dоеѕ suggest thаt clienteling wоrkѕ аnd customers аrе nоt оnlу buуing highеr mаrgin items, but thеу are ѕреnding mоrе реr trаnѕасtiоn.

Loss Prevention

Lеtting аѕѕосiаtеѕ roam the ѕtоrе tо ѕеrviсе сuѕtоmеrѕ аlѕо puts оthеrѕ in the store оn nоtiсе thаt your staff iѕ attentive giving a ѕhорliftеr lеѕѕ of a windоw tо рilfеr.

Tаblеѕidе Pауmеntѕ

In restaurant ореrаtiоnѕ, whеn реорlе аѕk fоr thе сhесk thеу want tо lеаvе. Thеу don’t likе hаving tо wаit another tеn minutes to get a trаnѕасtiоn соmрlеtеd. Hаving a device thаt processes a сrеdit саrd in thе сuѕtоmеr’ѕ viеw аnd gеnеrаtеѕ a receipt оn the ѕроt ѕо thеу саn ԛuiсklу leave iѕ a great service. Thiѕ аlѕо fights employee fraud and inсrеаѕеѕ еmрlоуее еffiсiеnсу.

Tableside Ordering

Wait ѕtаff thаt inрut orders tаblеѕidе аrе lеѕѕ арt tо gеt orders wrоng. With the еffiсiеnt uѕе of runnеrѕ, сuѕtоmеrѕ can get ѕеrvеd ԛuiсklу. Early adopters are finding сuѕtоmеrѕ are happier аnd spending mоrе.


Mоbilе POS ѕуѕtеmѕ are ѕеtting a nеw standard in соnvеniеnсе аnd аrе еаѕу tо imрlеmеnt аnd ѕuрроrt. Mеrсhаntѕ equipped with an iPhоnе, Windows Mоbilе оr Gооglе Android dеviсе саn ѕubmit, аuthоrizе аnd settle transactions ԛuiсklу and securely.


Dесrеаѕе Prосеѕѕing Cоѕt

Mеrсhаnt саn lоwеr thеir processing cost by uѕing a single mеrсhаnt account to ассерt rеtаil and mobile payments with thе uѕе оf SumUp EMV саrd rеаdеr.

Customer Satisfaction

A perfect wау whу SumUр is knоwn tо bе thе best ѕеrviсе рrоvidеr iѕ thе fасt that it imрrоvеѕ thе сuѕtоmеr еxреriеnсе bу offering multiple рауmеnt орtiоnѕ mаking it flеxiblе аnd comfortable fоr аll buѕinеѕѕ оwnеrѕ tо uѕе.


As thе best ѕеrviсе provider in Eurоре, SumUp is knоwn with itѕ high dеgrее оf flexibility Uѕing SumUp fоr mobile trаnѕасtiоnѕ allow mеrсhаntѕ to tаkе уоur storefront аnуwhеrе уоu go.

Stаbilitу аnd Reliability

Mоbilе Point-of-sale software rivals those оf thе lаrgеѕt е-соmmеrсе, trаding, аnd portal Wеb ѕitеѕ. SumUр mobile POS applications саn hаndlе milliоnѕ of trаnѕасtiоnѕ еvеrу mоnth.

Lоwеr Entrу Cоѕt

Cоnѕidеring thаt mоѕt реорlе wоuld rаthеr lоѕе thеir wallet thаn misplacing thеir сеll рhоnе, it comes аѕ no surprise thаt thе mobile рlаtfоrm iѕ quickly becoming a nеw рауmеnt орtiоn fоr ѕmаll business оwnеrѕ in thе USA, Eurоре аnd аll оvеr thе wоrld. For many, оur cell рhоnе nеvеr lеаvеѕ оur ѕidе. It mаintаinѕ its рlасе at the dinnеr tаblе, is easily accessible оn уоur bеlt сliр оr in уоur росkеt, and often, ѕоmеhоw it еvеn mаnаgеѕ to end uр sharing your рillоw at night. Tоdау, соѕt соnѕсiеnсе mеrсhаntѕ can ассерt credit саrd рауmеntѕ withоut рurсhаѕе trаditiоnаl point-of-sale еԛuiрmеnt or рау fоr expensive ѕуѕtеm customizations.

Money , ,

34 Resources That Can Help You Today

 I want to share with you 34 resources that can help you today. The resources can help you with your business, side hustles and other areas of your life.This post may contain affiliate links. We may receive a commission on purchases made through links at no extra cost to you. Thank you so much for supporting this site. Read the full disclosure here

October has come and gone. It was one of the busiest months of my life. My 34th birthday was on the 17th. My girlfriend took me to New Orleans to celebrate the weekend before it. My birthday week started out the right way. After going to New Orleans and Dallas for FinCon, I can say that I am glad October is over. I was too busy. This post was supposed to come out during my birthday week. That didn’t happen.

It’s happening today though. I want to share with you 34 resources that can help you today. The resources can help you with your business, side hustles and other areas of your life.

The Total Money Makeover

The Total Money makeover was the book that changed my outlook on my debt. I’ve read The Total Money Makeover at least four times in the last few years. If you’re in a lot of debt, this book will help you get it under control if you listen to Dave Ramsey’s suggestions. He discusses something that he calls the “7 Baby Steps.” They are steps to financial freedom that everyone can do.


If you plan on drinking, don’t risk your life by driving, use Uber. I use Uber if I know that I will be drinking a lot when I go out. I also use it a lot when I go out of town. Sometimes I just don’t feel like renting a car. If you’ve never used Uber, try it out. Here’s a link for $15 off your first ride (New users only).


As my debt continues to decrease, I’m finally able to start investing a little money. Robinhood is one of the platforms that I use to invest with. They are giving all new members free stock when you sign up. Check out more info at my exclusive link.


Since I’m talking about stocks, I might as well discuss Stockpile. It’s another platform that I use. With most brokers, you have to purchase whole shares of stock. With Stockpile, that’s not the case. They allow you to buy fractional shares. For example, if company “A” charges $250 for a share of stock with other platforms, you’d have to pay $250 to get the share. With Stockpile, it is possible for you to get a fraction of it. So, if you only wanted to spend $100, you would get a fraction of the stock. For beginning investors, that’s a great option. They are currently giving new members $5 worth of stock to start out with. Get more info about Stockpile here.


Tailwind is one of two tools that I use to help with my Pinterest scheduling. Tailwind lets you see the stats of your pins. It shows you which ones have been repinned and which ones haven’t. They also have this feature called “tribes.” Tribes are another way to get your pins seen and shared by more people. If you are looking to try Tailwind, here’s a free month trial.


BoardBooster is the second Pinterest tool that I use. I schedule all my pins to my group boards with BoardBooster. For more info, check them out here.


I use Lyft when Uber has surge charges. In my opinion, they are just as good as Uber. Heck, in some cities they are better. Get a $5 credit if you are a new user here.

Google Drive

If you’re not utilizing Google Drive, you need to start using it immediately. Don’t laugh, but I was late on the train to this one. You can create blog drafts, notes, spreadsheets, save pictures and more in Google Drive.


If you’re a writer or a blogger, you should add the Grammarly extension to Google Chrome. Grammarly is an app that checks your grammar. If something is incorrect in a paragraph, Grammarly will highlight it and give you options to fix it. You can sign up for the free version of Grammarly here.


If you want to save money on your lodging, check out Airbnb. With Airbnb, you can rent people’s houses, condos and more. The prices are usually lower than many hotels. Here’s a coupon that will save you $40 on your first Airbnb stay over $75.


If you are looking for a place to get a domain name, check out GoDaddy. GoDaddy has been around for a few years now. They usually have great deals on domain names. Check their site here for more info.

The 5 Day Thrifting Challenge

If you’re looking for a way to make extra money, join my free 5 Day Thrifting Challenge. I teach people how to make money with things they get from the thrift store. Sign up for the challenge here.

Credit Sesame

Credit Sesame is one my favorite credit sites. Users can get a free credit score and so much more from them. They also give you recommendations on how to increase your score if it’s low. Use this link to create your free account today.

Mastermind Group

If you have a business or a side hustle, you won’t always be motivated. Your friends and family won’t always want to hear about it either. That’s where being involved with a mastermind group will help you.  A mastermind group is a collection of people that share a common goal in motivating each other. You can talk to your group about your business and side hustles. I can’t tell you how much mine has helped me over the years. Everyone needs a few people that they can bounce ideas off of from time to time. My mastermind group understands what I’m working on and they provide a lot of support. Find about 3-4 people that are like-minded and get it started. Your business success depends on it!

Side Hustle Nation

Nick Loper is the ultimate side hustler. He has multiple streams of income including his blog, Side Hustle Nation, and podcast, The Side Hustle Show. His podcast is one of my favorites. I listen to it several times a week. His guests discuss different ideas and tips about their perspective businesses or side hustles. They will get you motivated.

Smart Passive Income

This is another one of my favorite blogs and podcasts. It’s hosted by Pat Flynn who is an entrepreneur that focuses on helping people create passive income. His podcast is full of gems. He has a couple of hundred interviews full of valuable info. He also gives you different strategies for running various businesses.


If you’re considering starting a website, you can go the free route (blogger,, etc.) or you can become self-hosted. If you’re serious and you plan to make money with your website, I’d choose the self-hosted route. Doing that will allow you to be in full control of your site. You can create it any way that you want to. You also have the opportunity to have a custom domain. For example, if I went the free route with this site, URL would be That doesn’t look good at all. Having my site self-hosted has allowed my domain to look professional. It also has given me the flexibility to grow my website the way I want to.

I recommend using Bluehost for hosting your website. They are one of the largest web hosting companies in the world. With them, you can get a free domain and a discount on your hosting. For more info, check out my step by step guide on how to make a website.


Hootsuite is one of my favorite tools to schedule my social media posts with. I’ve been using it to post on Twitter and Facebook for me for years.


I love to travel. Priceline is one of my favorite travel sites. I’ve been using them to book trips since I was in college. Check out this review I did on the site a couple of years ago.

Google Flights

Google Flights is a tool that I use for comparing flight prices. You can view most airline prices on the site. They also show you how you can save money by changing your departure or arrival date by a day or two.

You Are a Badass at Making Money

Taylor from Tay Talks Money suggested that I check out this audiobook a couple of months ago. I’m glad she did. The author, Jen Sincero has a no-nonsense approach when she’s reading the audiobook. She goes over how she wasn’t successful the first 40+ years of her life. She struggled with low paying jobs and lived in a garage. She was able to change that by changing her mindset. If you’re in a rut right now, give this book a read or listen.


This tool allows you to make online graphs and charts for your website. I use Infogram at least once a month when I share my debt updates.

Personal Capital

If you are looking for a place to track your money, check out Personal Capital. You can add your checking & savings accounts, credit cards, student loans and investment accounts in one place. Personal Capital gives you a breakdown of your assets and liabilities. If you’re in a significant amount of debt, those numbers may shock you the first time that you see them.

The Millionaire Next Door

The Millionaire Next Door is a book written by Thomas J Stanley. It goes in depth about the spending habits of the wealthy.


If you’re looking for a way to make some extra money online, you should consider Swagbucks. You can make money by doing surveys, watching videos and more. For more info, check out my Swagbucks review.

Starting Your Amazon Side Hustle Course

If you’ve considered selling on Amazon, you should check out Sandy from Yes, I am Cheap’s course titled “Starting Your Amazon Side Hustle.” Sandy made $60,000 in three years selling on Amazon on the side. I don’t know about you, but that is pretty damn good.


This is one of my favorite sites to use royalty free images. Check out Pixaby here.


Everyone is not good at photoshop. I’m horrible at it. That’s where Canva comes in. Canva is a site where anyone can create images on there. The templates are very user-friendly.

Trip Advisor

Trip Advisor is a travel website that you can use to research things to do in different cities. You can also read reviews from other travelers on things such as hotels and restaurants.


If you are a freelancer, you should check out Fiverr. You can make money on the site by offering your service to people such as writing or graphic design work. If you have your own business, you can use Fiverr to find a VA or someone to help you create a logo. For more info about Fiverr, go here.


If you’re a freelancer looking for jobs, visit Upwork. On Upwork, people can find different type of work. Many of the jobs on Upwork are for freelance writers or graphic designers.

Opinion Outpost

If you are looking for another way to make money online, check out Opinion Outpost. The site has thousands of survey opportunities. You can get cash and gift cards. Follow this link to sign up for Opinion Outpost.


eBates is a company that allows you to get cash back when you shop at online stores that they are affiliated with. Who doesn’t like getting money back? Some of the stores that you can earn cash back from are Amazon, eBay, and Walmart. To get started with eBates, go here.


The final tool that I’m sharing with you today is Udemy. Udemy is an online learning platform where you can enroll in different causes. There are over 55,000 courses for you to choose from. People like to say that they want to learn more things, but they can’t afford to go back to school. Udemy can help you with that. They have courses for as low as $10. Check them out below.

October New Courses – 1218586

Wow, you have just finished reading the 34 resources that can help you today. Hopefully, you’ll find a few that can help you.

Have you used any of these tools before? What is your favorite one?



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5 Holiday Shopping Options


It's about that time. Thanksgiving will be here in a few weeks. That marks the beginning of the holiday shopping season.This post may contain affiliate links. We may receive a commission on purchases made through links at no extra cost to you. Thank you so much for supporting this site. Read the full disclosure here

It’s about that time. Thanksgiving will be here in a few weeks. That marks the beginning of the holiday shopping season. Many people will flock to the mall to do the majority of their shopping. Some people don’t like those crowds. I don’t like those crowds. There are some other holiday shopping options out there for you. In today’s post, I will go over five holiday shopping options.


Amazon is an online marketplace that has thousands of items to choose from. You can pretty much find anything on their site. Whether you’re looking for books, computers or even clothing, Amazon should have it. Items on Amazon are usually priced well meaning that you should be able to find some bargains. They also have multiple shipping options so if you happen to be that last minute shopper, you can still receive your items before Christmas.


eBay is another online marketplace that you should check out. As you know, I’m a seller on there, but I buy from time to time as well. They have pretty much everything that you need as well. They have two shopping options. The 1st option is that you can bid on an item. Most auctions last between 5-7 days. Whoever has the highest bid wins the auction and gets the item. The other option that is out there is that some items have a buy it now feature. The buy it now feature allows you to purchase the item without having to bid for it. Note, the buy it now price may be higher, though. It just depends on the particular item.

Thrift Stores

You can find some great items and some great deals in thrift stores. I shop at thrift stores from time to time. I have found some good things in there such as brand new shirts, toys, and furniture. The Goodwill, The Salvation Army, and Value Village are a few thrift stores that you should check out. If you are planning to go to a thrift store, make sure that you go early in the day because items sell out fast.


I know I’m not the only person who gets gifts that they don’t use from time to time. Instead of throwing those things out, you should consider re-gifting it. In my opinion, there is nothing wrong with re-gifting. It definitely saves time and money. Just make sure you don’t gift that gift back to the person who gave it to you! That would be an awkward situation, to say the least.

Favorite brand websites

Your favorite brand’s websites are always a good place to check for gifts as well. You can do that on any computer. The Monday after Thanksgiving is a great day to check for sales. Cyber Monday, as it is called, has just as many deals as Black Friday does. During this time of the year, the brand websites may have deals up until Christmas Eve. For example, if you know someone that likes books, you can check Barnes & Noble’s website for deals. Make sure that you sign up for their e-mail list. They will e-mail you when they have deals.

These are just a few holiday shopping options. Whether it’s Amazon, eBay, or going to a thrift store you have the opportunity to get your shopping done without being bombarded by people. In 2017, there isn’t a reason you that you have to go to the mall unless you want to.

What other holiday shopping options do you have?


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