A lot of people who have paid off their debt have done so in a lot of ways. One of those ways is by keeping their bills as low as possible. I am in that crowd. I try to make sure I don’t pay too much for my phone, the internet, cable, etc. Below are four ways that can help to keep your bills low.
At least, two or three times a year you should check your phone plans and cable packages. Companies come out with new plans or packages a couple times per year. They won’t always let their customers know. You may continue to pay $20 or $30 extra even though the price for your plan may have changed. I actually switched my phone service from monthly to pre-pay last year and saved $60. Nothing is really different having pre-paid except I don’t have insurance.
Some people bundle their services to save my money. In my area, the bundle option wouldn’t have saved me any money. Depending on what carriers are in your city you can save a lot of money bundling your cable, internet and phone service.
Watch out for Miscellaneous Charges
Sometimes companies charge you too much. Make sure you check your statements. If you are working on paying off debt, you don’t want to be giving them too much money. Credit card statements and phone bills are ones that you should check from time to time for miscellaneous charges.
Ask Them to Waive Late Fees
Sometimes we forget to pay some bills on time. It happens to all of us. We are humans. If it’s a one-time offense most credit card companies will waive their late fee if you ask. That’s $35 that you don’t have to pay.
These are just four ways to help keep your bills low. Do you have any other suggestions? Feel free to comment below.
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