What’s going on everybody? I hope things are going well. A lot of people who have paid off their debt has done so in a lot of ways. Making extra money is something that a lot of us has bee One of those ways is by keeping their bills as low as possible. I am in that crowd. I try to make sure I don’t pay too much for my phone, the internet, cable, etc. Below are four ways that can help to keep your bills low.
At least, two or three times a year you should check your phone plans and cable packages. Companies come out with new plans or packages a couple times per year. They won’t always let their customers know. You may continue to pay $20 or $30 extra even though the price for your plan may have changed. I actually switched my phone service from monthly to pre-pay last year and saved $60. Nothing is really different having pre-paid except I don’t have insurance.
Some people bundle their services to save my money. In my area, the bundle option wouldn’t have saved me any money. Depending on what carriers are in your city you can save a lot of money bundling your cable, internet and phone service. Take some time and research your options. You may be surprised at what you find. It’s probably easier to have your bills bundled into one account.
Watch out for Miscellaneous Charges
The third thing to is to watch out for miscellaneous charges. Sometimes companies charge you too much money. In most cases, they probably won’t contact you. Make sure you check your statements each month. If you are working on paying off debt, you don’t want to be giving them too much money. Credit card statements and phone bills are ones that you should check from time to time for miscellaneous charges.
Ask Companies to Waive Late Fees
Sometimes we forget to pay some bills on time. It happens to all of us. We are humans. Instead of going crazy and cursing, you should contact the bill collector as soon as possible. Tell them your situation and ask if the late fee can be waived. I remember a couple of years ago I had a late fee on one of my credit cards. Instead of bitching about it, I called the credit card company and asked them could they waive the fee. To my surprise, they did it. I was happy because that fee was $35. That amount adds up if I was late every month.
In summary, the four ways to keep your bills low are to check your plans a couple of times per year, bundle your services, watch out for miscellaneous charges and to ask companies to waive late fees. If you aren’t doing these things, you should. If you are paying down your debt, keeping the bills down is one of the most important things that needs to happen.
What are some other ways that you have kept your bills low?