December 2013 Debt & Life Update

December 2013 Debt & Life Update  I hope everybody is doing well this week. Last week I posted my first blog carnival and my first guest post. The last few weeks have been interesting. I had a death in my family and my part time income halted.

Because of those situations I have decided to put my debt update on hold until January. By then I will be able to start back adding extra payments on my debt. I also have two job opportunities that I am debating on as well as the temporary position that I am working now.

A lot of people don’t know this but I quit my full time job to do my cross country trip. I have no regrets doing it either. I took a hell of a risk. In my opinion it was worth it. Having the chance to see the country coast to coast was amazing. People all over are very nice and helpful. I honestly haven’t been the same since. My priorities have changed. I want to do more and help more people. I also believe now more than ever that you can do anything if you put your mind to it.

I also worked at a dead end job. The office was full of complainers. I didn’t want to be become one myself. I saved enough money to live off of for a few months and quit. The past few months have been very different. I realize now that you can survive without a 9-5 job and still enjoy life. It just takes some budgeting and discipline.

I also look at the time that I wasn’t working full time as a test run. Eventually I plan to work on The Butler Journal full time meaning that I could work at home, at Starbucks or even overseas. I am proud to know that I could focus and actually do work at home.

Why am I getting another full time job then?

I have goals, very big goals. Paying off my debt is also very important to me. I still want to show people that they can pay debt off and still enjoy life as well. I also need to build my emergency account back up so that when I leave the job again it’s permanent.

What’s the biggest risk that you’ve ever taken? Did it go good or bad? Is there anything that you would change?

Below is one of my favorite motivational posters.

your life


Debt, Life, Motivation , , , , ,
number_format_i18n( get_comments_number() ) ); ?>
  1. It sounds like you have had a number of experiences that made you look at your life in a different way. Quitting your job, going on that amazing trip and losing a family member are all bound to make you consider your priorities.

    I was thinking about your question on risk we’ve taken and initially I thought, nope, I’m not a risk taker. As I gave it more thought I realized that people see risks in very different ways. Quitting my job with no job to go to seems risky to me, but telling a boss that they are not performing well, that is doable. How we assess risk is very personal.
    Debra Yearwood recently posted…Communications – Better Late Than NeverMy Profile

  2. Great post! That poster is very motivational! It takes a tremendous amount of courage to take the leap you did! You only live once, got to go for it!!

    Thank you for sharing!!
    Mark Brody recently posted…Nothing’s ImpossibleMy Profile

  3. Wow, that’s a big risk but I’m glad you enjoyed yourself and don’t regret it. My risks aren’t as big as yours. Probably the most risky thing I’ve done is change my college major on a bit of a whim.
    Sarah @ Bloggerpreneurship recently posted…How to Think of Blog Article IdeasMy Profile

  4. Let me just say this….. the fact that you were in a situation you didn’t like with your job and you decided to do something drastic as quit without having another job says a lot about you. Most people are scared to do something like that because they are programmed to believe that they need that paycheck to live. A lot of people would have panicked just from the thought of not working and getting a check.
    Niekka McDonald recently posted…Goodwill Can Make A DifferenceMy Profile

  5. I’m sorry for you loss. I love the idea of travelling cross country and how it changes your perspective on things. That is the beauty of travel. I admire how you decided to leave the job filled with complainers and chose your own path. It’s what so many people want to do but never get around to it. It makes sense to go back to work to clear you’re debt, but at least you know you can always go back to life on the road, and hopefully have Starbucks as your office!
    Christine recently posted…Having a breakdown- My sudden fear of flyingMy Profile

  6. More power to you for feeling courageous enough to quit like that. A lot of people thought I was crazy for quitting my State job to be a truck driver, but they didn’t understand the position I was in. The union and the governor had renegotiated our contract so that we wouldn’t get raises for three years, AND they were taking out extra money for “debt reduction.” So in my mind, it was time to go. You have to be brave to do that!
    Steve Grogan recently posted…P90X Nutrition Plan: You CAN Afford to Eat RightMy Profile

  7. I have made some drastic changes in my life a few times. Some were very risky others not so much. At the time all considered were considered a huge risk. As it was with you each changed me and my perspective.

    I took the plunge a while ago to be debt free mainly because of my risk taking. it does tow things. It frees you up on that emotionally level and it gives you personal freedom. So I’ll will cheer you on, on your quest. 🙂
    Susan Cooper recently posted…Gift From Santa: Story (Podcast)My Profile

  8. I left the classroom because the financial circumstances in my life allowed me to do so. What I couldn’t predict was how hard it would be for me to go from being around people all day to working mostly on my own. If I could do it again, I would ease into it with a bit more preparation. Then again, if I could have prepared, I probably would still be stuck in that stressful job.
    Jeri recently posted…Book Review: Rapunzel by Molly GreeneMy Profile

  9. Definitely Jas – you CAN do anything if you believe it / in it
    Greg recently posted…Enter Our Holiday Giveaway!My Profile

  10. I can relate – kind of. After losing my business and seeing no other option but to file bankruptcy I was back on track with a great job. Except…it was only part time. After a little more than a year, the job was approved to transition to full time. My full time status was effective on 10/1/12. Just a little more than two months later on 12/10/12 I gave my notice much to the surprise of my boss and other co-workers. My man-friend (now husband) and I decided that we needed to be together more. He was working in California. Our homes are in Texas. He was flying back almost every weekend just to see me. We discussed and discussed and discussed some more and decided that we could afford to be together on his income alone. Plus it would sure satisfy our emotional needs. I worked my last day on 12/28/12. On the 30th we flew to Vegas to ring in the new year and two days later continued on to California…together.

    I haven’t looked back even though I know I could’ve made a career out of my great job. This is also the first time in my adult life I haven’t worked (out of my own choice) so it felt a little weird at first. But I’ve gotten used to it!

    As a matter of fact, my blog was born because of our hotel room life and my love for cooking.

    My husband is in an equally fortunate situation that allows me to travel with him when he needs to do so. Just the other day I was reflecting on everything we’ve done in 2013. Traveled. Got married. Traveled. Traveled some more. Started a blog and we keep traveling. We haven’t been apart a single day since we started this year and if we can make it in this first year, this close all the time, I’m confident we’ll do just fine when we have a little more room.

    This was certainly the biggest risk I’ve ever taken, financially and emotionally. I am happy to report it is still going good and I can’t think of anything that I would change.

  11. That is awesome Jason! I fully understand you. I moved countries four times, I’ve been learning four different languages and cultures, but I would never take a risk by doing sky diving, skiing or something similar. As long as my body bits are alright everything will be fine!
    Oksana Frewer recently posted…Colours are… the silent stimulusMy Profile

    • That’s really cool that you’ve moved to four different countries. I plan on living in another country in the future. I also want to learn another language.

  12. Getting rid of and not acquiring debt are big pluses that enable one to take risks that are otherwise unaffordable. Being debt free is what enabled me to leave a job that was taking a toll on my health. I am a firm believer in living below one’s means. That slack in the budget can open all sorts of opportunities. Like for you, one of those is travel and I am about to set off on one of my biggest trailing spouse trips ever. Good luck with everything in 2014.
    Suzanne Fluhr (Boomeresque) recently posted…The High Road to Taos, New MexicoMy Profile

  13. In 2008 I sold all my possessions except my laptop and some clothing and traveled through parts of South America. I haven’t worked full-time since. I believe in making a life rather than just making a living and think it’s great that you quit before becoming a complainer. Traveling does change your perspective about many things and helping others is also my new chosen path as I will be studying to become a spiritual life coach in 2014. I wish you all the best in your endeavors. Paying off your debts is one of the most liberating things you can do for yourself and your future.
    Michele Harvey recently posted…Create a Life of Golden Memories by Michele HarveyMy Profile

  14. Sherry

    As someone who worked with you for several years, I’m sorry to hear that you felt that you worked with an office of complainers. I’m glad that things have worked out for you and that you don’t have any regrets about your decision.