5 Things I Would Tell My Younger Self

5 Things I Would Tell My Younger SelfI know I’m not the only person that wishes they had a time machine. Unfortunately, time machines don’t exist. We have to live with the trial and error of the past. I’m not the type of person who has many regrets. I would like to think that most of the time I’ve made good decisions in life. Still, everyone probably has advice that they would like to give their younger selves. I know I do. I was just talking to a co-worker last week talking how I wish I could go back in time and tell my 23-year-old self some things. Below are five things that I would tell the younger version of myself.

Save more money

In the past, I was somewhat decent with saving money.  Looking back I know that I could have saved more. I never really experienced the typical broke college student lifestyle. I always had a job or some kind of legal hustle going on. I partied and went out a lot, though. Instead of spending that money, I should have put some away in an online account or something. You live, and you learn.

Watch less TV

Growing up I was addicted to TV. If I wasn’t outside playing, I would be watching TV. I did this up until my mid-twenties. Something clicked in my brain. I stopped watching trash TV such as reality shows and started reading a lot more. Honestly, it seems like I have read more books now than I did when I was in high school and college. For me, reading keeps my mind fresh. I am able to learn more things. TV can’t help me with that.

Study abroad

My only real regret from college is not studying abroad for a few weeks during the summer. I literally talked myself out of it a couple of times. I let fear dictate my actions. If I could go back and do it again, I would have signed up for the study abroad course in a heartbeat.

Apply at least $50 per month to your private loans

I didn’t make the most amount of money once I graduated from college. I was still getting used to being a real adult. Instead of deferring all the loans that I had and not paying anything, I would tell my younger self to pay at least $50 per month on them. Doing that would have at least had the amounts lower than they are now.

Every Atlanta sports team will break your heart so get used it

If you are from Atlanta, you can feel my pain on this one. We haven’t had a title in Atlanta since 1995. That was 21 freaking years ago. Since then Atlanta teams have played in the playoffs a lot, but they always find a way to lose. ( I’m not even gonna discuss the Super Bowl.) I would tell my younger self not to get so emotionally invested in those teams because they will lose and break your heart over and over again.

Those are five things that I would tell my younger self. What would you tell your younger self?

Follow me on Twitter -> @Butler_Journal

Life , , ,

10 Ways to Make Money Online (While You’re Working)

10 Ways to Make Money Online (While You’re Working)Everyone wants to make more money, and the Internet is a virtual gold mine of opportunities. But what if you already have a job and can’t give it up to go chasing the dream of making money online? For those of you who want to keep your main job, here are ten ways to make money online while working.

Freelance Writing: If you have a job that gives you a lot of down time (like acting or driving a cab), you might consider becoming a freelance writer. Freelance writing jobs are easier to get than ever before because people are constantly building new websites and they all need content.

Book Covers: Creating “prefabricated” book covers can be a great business if you are good at graphic design. Create a hundred or so and then upload them all to a website connected to your PayPal account. You can either sell them as exclusive book covers and replace them with a new design when someone buys them, or you can sell them non-exclusively for cheap.

Transcription: Medical transcription isn’t the only kind of transcription job that is out there. There are some companies that are always hiring people to transcribe audio files from seminars, transcribe videos for closed captioning and much more. You can do this while you aren’t at work or even during your downtime if your job allows this.

Buy Items & Sell on eBay: Buying items that people are selling at yard sales or on Craigslist (check the “free” section) and then listing them on eBay will allow you to make an income while you are at work. Of course, you will have to spend some time buying items and shipping them when they are sold, but for the most part, the business runs itself.

Install Apps: Believe it or not, you could get paid for installing apps. Apps like SavvyConnect pay you up to $180 per year to keep them installed, while Nielsen Mobile Panel (the TV rating measurement) will pay you up to $50 per year to install their app and then browse the web as you normally would.




Buy Stuff Online: There are a few tools out there that will let you get money for your online buys back. Paribus is a good example. It checks your email for receipts, and when you purchase from one of the 16 retailers on their list (like Amazon and Target), you get money back.

High-frequency trading: It is perfect for you if you are a do-it-yourself type. Even though you will need to spend some time for education, you will later get an opportunity to earn substantial income spending only a couple of hours a day.

Drive for Uber/Lyft: This is definitely something that you can do if you have a job that allows you to leave at any time and come back later. For example, if you work from home, you can sign up to be an Uber driver, and when someone near your house orders an Uber (or Lyft), you just go give them a ride and then come back and keep working. Easy extra money.

Participate in Medical Testing: The key idea is to take a specific drug or do a specific treatment protocol and then submit reports once a week or so. In other words, you’ll be paid while you continue to live your normal life.

Lose Weight: Finally, if you want to make some money losing weight, trying websites like FitBit or HealthyWage is the perfect option. You get money after you lose a certain amount of weight.

What ways will you try to make money online?

Money, Side Hustles , ,

How to Have a Vision Board Party

How to Have a Vision Board PartyI am a big fan of vision boards. I’ve been creating them for years. A vision board is a collage of images and phrases that shows you what you want to accomplish in your life. I first heard about them after watching the movie “The Secret.” There was a scene where a person realized that he was living in the house that he put on his vision board a few years ago.

I have been doing vision boards for several years now. On a board that I made in 2012, ten things have come to pass. On my 2015 board, six things have happened. I honestly believe that seeing things that you want to happen stays in your subconscious mind. Then, they manifest themselves when you work. In January, I had my first vision board party. I had 16 attendees show up. Everyone had a great time. There may be someone out there that wants to have a vision board party later this year or early next year, but they may not know where to begin. In today’s post, I will be going over how to have a vision board party.

Find a location

The first thing that needs to be done if you’re having a vision board party is to find a place. This will depend on the number of people that you want to show up. If you plan to have a small gathering, you may be able to have it at your house or apartment. If you intend to do something bigger, it’s best to hold it in a venue. Some places that you can consider having it are community centers or restaurants. I had mine at a community center.



Contact People

You have to let people know that you are having an event. That can be done by word of mouth, e-mail, social media, or even through a newsletter if you have a blog or business. I used each of these ways when I promoted mine.

Supplies

Decide if you want to have people bring their own supplies or if you want to bring them. The supplies that you will need are as follows:

Poster Boards

Scissors

Glue Stick

Magazines

I provided most of the supplies for my vision board party. I did ask a few of my homegirls to bring some of their magazines because I didn’t have particular types of them.

Food & Drinks

The next thing that you need to do is to decide if you will have any food or drinks. At my party, I had both. One of my friends brought pizza. We also have chips. For drinks, we had wine, whiskey, vodka, water, soda, and juice. People thoroughly enjoyed themselves.

Work on your Board

The next thing that you need to do is work on your board. Take about two hours to go through the magazines to find different pictures. Then arrange the pictures on the board before you glue them. Once you have them looking the way you want to, then it’s time to glue them.

Present your Board

The final thing to do is to show your board. It doesn’t need to be mandatory. Some people really don’t like speaking, or they get nervous. Allow the people that want to go over theirs to do so.

It’s pretty easy to have a vision board party. If you’ve been considering one, do it. A vision board could help you take your life to another level.

How to Have a Vision Board PartyHave you ever been to a vision board party before?

Life, Motivation , , ,

100 Things to Sell on eBay

100 Things to Sell on eBay
Good morning everyone. By now, you probably know that eBay is one of my favorite side hustles. I enjoy flipping items a lot. It’s fun and easy to do. I’ve had a decent amount of success selling on eBay, and I only do it part time Recently, I’ve begun to get some questions concerning different things that you can sell. In today’s post, I want to share with you 100 things that you can sell on eBay. After you read this list, there should be no reason for you not to know what to sell.

1. Tennis shoes

Tennis shoes are one of my favorite things to sell. I’ve done well selling Old Jordan’s. Other types of Nikes will make you some money as well. Before you just start listing shoes, make sure that you do your research.

2. Bobbleheads

Bobbleheads are another one of my favorite items. A lot of people collect them all over the world. Sports bobbleheads, for the most part, are can’t miss things.

3. Blank CDs

People will purchase your blank CDs if you list them.

4. Books

Some people make a killing off of books. Finding the right ones will take a little time. You have to research and see what titles are popular and how much they are going for on the market.

5. Sports Jerseys

This is another can’t miss item. Jerseys are another good selling item. I’ve made money from selling basketball, baseball, football and soccer jerseys. One of my earliest eBay sales was that of a Dwyane Wade Miami Heat jersey. I found it at a thrift store for $3. I was able to sell it for $45. The $43 profit was nice.

6. Sports Tags

Sports fans are everywhere. They will buy multiple items that represent their team. Sports tags are n exceptions.

7. Blank Cassettes

Some people love nostalgia. Blank tapes sell well in lots (groups).

8. Working Cell Phones

Cell phones can be expensive if you purchase them from the provider’s store. People sell them on eBay for a little cheaper and still make a lot of money.

9. Coffee Mugs

There are thousands of coffee mug collectors out there. Many mugs sell very well. If you manage to find some Starbucks coffee mugs, you could have potentially hit the lottery. Many of those mugs sell for more than $30 a pop.

10. Team Flags

This is another sports related item that you can sell.

11. VHS Tapes

VHS tapes are another item that sells well in lots. The more that you package together, the more that you will make from your sale.

12. Old Cell Phones

You can still make money off old cell phones. Some people enjoy using older phones because they may be easier to navigate to them. Others purchase them for the parts.

13. T-shirts

Some t-shirts sell pretty well. Before you list the shirt, check eBay to see if there is a market for it.

14. Jackets

Jackets sell pretty well depending on the brand.

15. Records

Records are another item that people collect. The better the artist is, the better your chance of having that album sell will be. A couple of years ago, I made $20 off The Eagles “Hotel California” album.

16. Gift Cards

People get gift cards that they don’t use all the time. If you’re in that situation, you can list it on eBay. I’ve listed $25 gift cards for $23.99. They are quick sellers.

17. Polo Shirts

Polo is a very popular brand. All types of people wear the shirts.

18. Fitted Hats

Fitted hats can be pretty expensive at stores like Lids. You will find a lot of buyers looking for them on eBay.

19. DVD’s

DVD’s are another item that sells in lots. If your DVD’s haven’t been opened yet, you will get a little more cash for them.

20. Sports Cards

Many people all over the world collect sports cards. If you have some that you don’t want, you can list them on eBay.

21. Dress Shoes

People love dress shoes. They may not be able to find a certain brand in their area, so they look for it on eBay.

22. Sports Posters

Posters are another item that sports fans love to collect.

23. Star Wars Memorabilia

People love Star Wars. There are hundreds of Star Wars related items that you can sell such as toys.

24. Remote Controls

People break or misplace remote controls all the time. You’d be surprised, but there is a real market for reselling remote controls.

25. Koozies

There are millions of beer drinkers out there. Some of them keep their beer cool with koozies.

26. Halloween Costumes

People can’t always find their Halloween costumes at their local costume store. They may look online for suggestions.

27. Coupons

Coupons sell pretty good on eBay. People are all for saving money. Coupons will help you do that. Coupons sell better when it’s more than one of them.

28. Watches

This item can sell for good money depending on the brand of the watch. I’ve sold a couple of watches before for a pretty good amount.

29. Board Games

Selling board games can be hit or miss. I’ve sold some for about $10-$12, but I’ve also sold a couple for over $40 as well.

30. Cologne

Cologne makes great gifts. There is a good market for it on eBay.

31. Socks

You can list regular socks or sports related socks.

32. Dress Shirts

I’ve sold a few dress shirts before. Some brands can go for a good amount.

33. Playing Cards

Playing cards are the next item on the list. I’ve sold some regular cards as well as some Uno cards.

34. Suits

Everyone dresses up from time to time. I sold a suit that I never wore on the site. It sold for nearly $50.

35. TV’s

All types of TV’s are listed for sale on eBay. If you have one that you don’t want, you should list it.

36. DVD player

Even though they are not as popular as they used to be, DVD players are still sold for a decent amount. I sold one for $35 a few months ago.

37. VCR

Some people like nostalgia. That is the case for many people that use VCR’s. Some brands like Sony can sell for a couple of hundred bucks.

38. iPad

People love their Apple products. There is a lot of money to be made from them including IPads.

39. iPod

This is another Apple product. It doesn’t matter the generation; they will generally still sell.

40. Broken electronics

There are some crafty people out there. They can fix broken electronics, or they can use them for parts.

41. CD Players

Another retro item that people love is CD players. Surprisingly some of them are selling for hundreds.

42. Walkman

Walkman’s were clutch back in the day. People still love them. Depending on the condition of it, you could make nearly one hundred dollars.

43. Empty Tissue Rolls

These sell well in lots. Teachers buy and use them for art projects.

44. Vases

Vases are another item that can be considered as a collectible.

45. Pottery

Pottery can be a collectible item as well.

46. Shot Glasses

Shot glasses are the next item on the list. Many folks love to collect them.

47. Shades

This is another item that people love. Finding some good shades isn’t always the easiest. There are thousands listed on eBay.

48. Picture Frames

People collect picture frames. The one that you list can be the next one that sells.

49. Jeans

Jeans are another clothing item that people are always looking for. Heck, I need a couple of pair of jeans myself.

50. Blazers

Blazers are the next item on the list. Men and women both wear blazers for work and for going out.



51. Necklaces

Necklaces are another hot item that can be sold pretty quickly.

52. Old Camera’s

Old cameras are sold on eBay by the masses. People purchase them for their parts.

53. Discontinued items

If you have something that was discontinued, there is a good chance that the item is already listed on eBay. If the item is selling for a good price, you should list yours. I’ve seen discontinued clothes, shoes and even food sold on eBay.

54. Dresses

This is another item of clothing that you can flip if you know what you are doing. I’ve never attempted to sell a dress.

55. Earrings

This another piece of jewelry that you can sale

56. Women’s Hygiene Products

Believe it or not; there is a market for women’s hygiene products.

57. Greek Wear

If you are in a fraternity or sorority, you can sell your items on the site.

58. Laptops

Whether they are working or not, laptops are a popular item that is sold on eBay. A couple of years ago, I was able to flip a broken laptop for nearly $60.

59. Chargers

Chargers get misplaced, or they break all the time. If you have some extras, you should list them.

60. Hard drives

People love to install or fix hard drives. If you have one that you’re not using, try listing it.

61. Empty Boxes

I don’t know why, but sometimes empty boxes sell.

62. Airline Lounge Passes

When traveling, some people want to get a break from the crowds. They may want to go to the airline’s sky lounge to get away. You can get in those clubs if you have a certain credit card., a certain amount of airline points or you can buy a day pass. If you have some passes to the lounge that you are not using, post them on eBay.

63. Belts

Everyone needs a good belt from time to time.

64. Custom Shirts

If you make custom shirts, then this is another place for you to sell them.

65. Headphones

Headphones are another thing that people need.

66. Sweaters

In the winter, sweaters are a favorite article of clothing.

67. Tools

Fellas always need good drill or hammer just in case they need to fix something.

68. Antiques

If you do your research, you can sell antiques for hundreds of dollars. Make sure you pack them well when you are getting them ready to ship. You don’t want any to break.

69. Ink Cartridges

This is another item that sells well in lots. People will buy your ink cartridges even if they are expired.

70. Wallet

Wallets can be good gift items. They are always in high demand.

71. Purses

Women love their purses. If you have one that you’re not using list it today!

72. Helmets

Several types of helmets are sold on eBay. Football and motorcycle helmets are just a few that you can flip.

73. Souvenirs

List any souvenir that you have and don’t want.

74. Tennis Racquet

Tennis is a popular sport. Serena Williams recently won another Grand Slam. Your tennis racquet can go for a decent amount depending on the brand.

75. Bracelets

Bracelets are another traditional jewelry item.

76. Cuff Links

This item can be a nice compliment to a man’s suit.

77. Comforters

A good comforter can make the sleeping experience so much better.

78. Plates

As long as they are not paper or styrofoam, feel free to list your plates.

79. Bowls

Bowls are another dish that can bring you a quick dollar. I sold a collectible set of Kellogg’s bows for $30 last year.

80. Saucers

Small saucers are another good item.

81. Microphones

There are several kinds of microphones that you can sell.

82. Guitars

There are thousands of musicians out there. Many of them need a place to purchase their instruments. eBay can be a place where they can get their instruments for a good price.

83. Records

Records are slowly becoming collector’s items. If you have some lying around the house, you should list them.

84. Calendars

Yes, calendars do sell on eBay.

85. Autographed Pictures

Collecting autographs is pretty big for some people. There is a huge market for them, especially for sports stars.

86. Ties

Ties are a good seller, and they are very easy to ship.

87. Old Magazines

I recently sold some magazines that I purchased from a yard for $20. I only paid $1 for the group of 10.

88. Magnets

Magnets are another item that people collect.

89. Tote Bags

Tote bags are another item that people like.

90. Sports Banners

Besides jersey’s and hats, team banners are another item that sports fans love.

91. Puzzles

Make sure your puzzle has all of its pieces before you list it.

92. Action Figures

A lot of action figures from back in the day are becoming collector’s items. If you have some rare ones, list them today.

93. Legos

You can’t go wrong selling Legos. They sell in complete sets, mini figures, mixed lots and more.

94. Video Games

Newer video games sell well by themselves. If you have a lot of older games, your best bet would be to sell them in lots.

95. Video Game Consoles

People need something to play those video games that I mentioned above on. Whether it’s a PlayStation or an X-Box, you will be able to sell it on eBay.

96. Stuffed Animals

Kids love stuffed animals.

97. Beanie Babies

This is another item that many folks collect.

98. Sports programs

Sports programs can be worth a lot of money. If you have any programs from championship games, you might make a pretty penny.

99. Vehicles

You can sell cars, trucks, and motorcycles on eBay.

100. Fit Bit

Fit bits are very popular right now. Everyone is trying to maintain the health.  Fit Bits help people track things such as the amount of steps that someone takes.

Wow! Are you still with me? You’ve just read 100 things to sell on eBay. As you can see, you have a lot of things to choose from. If you’ve been on the brink of selling, but you weren’t sure about what to sell, use this list as a guide.

What are a couple of things that you have sold on eBay?



100 things to sell on ebay

Ebay, Side Hustles , , , , ,

Month in Review: January 2017

Month in Review: January 2017What’s up everyone? To be completely honest, January was a blur. The month went by fast as hell.  I was able to have my Vision Board Party. Everyone who attended said they had a good time. The event was so good that I’m considering having it annually.

I started out a little slow, but I was able to get all my freelance work done before the month was over. I also made sure that I continued to drop good content on the site as well.

Top Posts of the Month

How to Sell Shirts on Teespring

5 Ways You Can Improve Your Credit Score

January 2017 Debt Update

My Trip to Cuba

How I Made Over $11,000 Side Hustling in 2016

I was able to eliminate over $600 worth of debt last month. That’s a great freaking start to 2017. The sky is the limit. I also relaunched some shirts for St. Patrick’s Day weekend. If you’re going to a St. Patrick’s Day parade, grab your shirt here.




If you are interested in starting a blog of your own, make sure that you check out my step by step guide on creating a website with Bluehost. Use my link to get your hosting for as little as $3.45 per month (this low price is only available through my link). It usually costs $7.99 per month. You also get a free domain when you sign up through my link.

I have a feeling that 2017 will be an epic year. I want it to be great for as well. I’m giving one of my lucky readers six books that should help them make some positive changes this year.  Below are the books that I will be giving away.

Think & Grow Rich

Secrets of the Millionaire Mind

The Total Money Makeover

The 50th Law

The Richest Man in Babylon

The Millionaire Next Door

You can enter the contest below.

a Rafflecopter giveaway

How was your January 2017?

Life , , ,

13 Tools That You Need as a Blogger

13-tools-you-need-as-a-bloggerHave you ever thought of becoming a blogger? If the answer is yes then this post is for you. This post will also be good for you if are a beginning blogger as well. I’ve been blogging for nearly 3 years here at The Butler Journal. I’ve learned quite a lot during this time frame. I want to share with you 13 tools that you need as a blogger.

Domain & Hosting

If you are serious about becoming a blogger you should purchase your own hosting and domain. Don’t get me wrong, there are some decent free options out there for setting up a blog, but the things that you can do with them is limited. By having your own domain and hosting you’re able to create your site any way that you want to. You also don’t have to worry about your URL looking like www.blogname.blogspot.com. If you plan to eventually monetize your site it would definitely need to be self-hosted.

I use Bluehost for my hosting. I haven’t had any problems with them in nearly 3 years of service. They have a great deal for new bloggers right now. Hosting is starting out at $3.95 per month if you purchase a yearly plan with them. A domain also comes with that deal.

WordPress

WordPress s a blogging platform that a lot of us bloggers use. After you get your hosting and domain taken care of you should add the WordPress software to your blog. WordPress is very easy to use. It has hundreds of themes for you to choose from. The themes are user-friendly.

Grammarly

Grammarly is a program that you can download to your computer that helps with grammar. I’ve been using Grammarly for a few months and I love it. It helps you with spelling, punctuation placement, and other grammar issues. There is a free version and a pro version. I currently use the free version, but will probably upgrade once I pay off another couple of my debts.

PicMonkey

This is the 1st of three sites that I use to help design pictures. PicMonkey allows you to edit and touch up photos as well as make collages. They have a lot of options such as adding overlays or frames to your pictures.

Share As Image

Share As Image is the second site that I use to help design pictures. I don’t use it as much as I used to, but it’s still good to know about.

Canva

I had been hearing about Canva, at least, a year before I started using it. In September, I finally decided to see what all the fuss was about. Can I tell you something? I wish I would have started using it sooner. It is my favorite site to edit pictures with right now. Canva already has predetermined design templates available.  They have templates for Facebook, Instagram, and Pinterest posts just to name a few. You also can see any previous design that you created as well as any picture that you uploaded to their site. Both are features that PicMonkey and Share As Image don’t have.



Morguefile

Morguefile is a website that has free images that you can use. There are hundreds to choose from. The images range in the type and quality. You can use them on your site without having to publish where you got the image from.

Social Media

If you plan on growing your blog you should have some kind of social media. I have a Twitter account, Pinterest account, and a Facebook page. You may or may not need all three in the beginning. I would choose one that I was familiar with and start promoting with it.

Hootsuite

Hootsuite is a site that allows you to schedule and post stuff to your social media feeds. This site has been a lifesaver! Hootsuite has allowed me to schedule posts anytime during the day or night without having to physically do it each time.  I usually set my weekly tweets up every Sunday. One of my followers asked me a couple months ago when do I sleep. I asked her what she meant. She then proceeded to say that I’m always tweeting after 3 or 4 in the morning. That proves that Hootsuite is doing its job.

Email List

Every blogger needs to eventually start collecting e-mails. Doing that can eventually  be huge for you. You can create a newsletter for your most engaged readers. Your readers could turn into potential customers depending on what you plan to do with your blog. Aweber and Mailchimp are two of the top e-mail marketing tools out there.

SumoMe

SumoMe is a tool that can help grow your website. They have a fantastic WordPress plugin. SumoMe helps you grow your e-mail list by offering several tools that are designed to help you collect emails.

Google Analytics

Google Analytics is a tool that shows you your website statistics. It shows you the type of traffic that you have coming to your site. It also shows you the most popular sections amongst other things. Google analytics also has a plugin. It is a MUST HAVE!

Share plugin

WordPress offers several share plugins. Have you ever been on a website and saw tabs on a post that allows you to share it on Twitter or Facebook? That website had a share plugin. There are many of them around. Some work better than others. They are very important to have on your blog. If someone really likes one of your articles you want them to share it with their friends and followers. Share plugins allow that to happen. Having the opportunity to have your posts shared equals more readers.

You just finished reading 13 tools that you need as a blogger. These all should help you to create the best website possible.

Are you a blogger? Do you use any of these tools? Are there any other tools that new bloggers should use?

If you’re ready to start your blog today check out my step by step guide here. I go into detail and show you just how easy it is to create.

This post may contain affiliate links. Please ready my disclaimer and disclosure policy here.

Blogging , , , ,

5 Uses For Your Tax Refund

 

5 uses for your tax refundWhat’s going on folks? It’s that time of the year. It’s tax season. Are you ready? I’ve had times where I received big refunds before. I’ve also owed money. Everybody’s situation is different. Many people in the country choose not to get a refund. If you plan on receiving one, then this post is for you. Below are five good uses for your tax refund.

Pay off debt

If you get a large enough refund back, you can pay off some debt. For some, this refund comes right on time. You can apply the money to any of your debts including credit cards or student loans. One year, I was able to pay off a personal loan a few months early because of the tax refund that I received. Every extra payment helps you eliminate the debt. Even if you don’t want to use all of the money to pay off debt, you should at leats use a couple hundred off it for that.

Save

The second thing that you can do with your tax refund is to save it. Everyone should have some savings. Things happen that are out of our control from time to time. You need an emergency fund. If you don’t have one, use the money from your tax refund to help you fund it. If you already have an emergency fund, you can cushion your savings or checking account. You can also save for other things such as a new vehicle, a new house or birthday gifts for your family.

Invest

Another thing you can do with your tax refund is to invest it. If I received a large refund, this would be something that I’d consider doing. You could take some of the money and invest in bonds or mutual funds. Depending on how much you get back you can take it up a notch. You could invest in stocks or small real estate. Investing is a way for you to continue to grow your money. If you’re interested in learning more about investing, check out Investopedia. They have a lot of useful information on that site. They even have a free stock simulator that you can sign up for.

Plan a vacation

If you’ve been reading this site for a while, you know that I love to travel. It is my anti-drug. Everyone needs a vacation from time to time. Another use for your tax refund is to book a vacation. Your vacation does not have to be expensive either. There are numerous websites to help you book your trips such as Priceline, Hotwire or Orbitz. On those sites, you can compare airfare and hotels. If hotels aren’t your thing, you can use a website like Airbnb. Depending on where you’re going, a room on Airbnb could be cheaper than a hotel room. You can even get a $35 off of your first booking with Airbnb. Check here for more details.

Fix something

The final way that you can use your tax refund money is to fix something. Things get old and break every once in awhile. You can use the extra money on your house or car maintenance or repairs. For example, if you know the AC in your vehicle doesn’t work, use these funds to fix it. It’s better to take car of that now than to wait until it is scorching outside.

Those are just a few things that you can do with your tax return refund. I can’t tell you how to spend your money, but I hope that you take some of these ideas to head. The worst thing that you can do is get that refund and splurge it without nothing to show.

What are some other things you could use your tax refund on?

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