5 Reasons Why I Love Mint.com

mint.comMint.com is a free web based financial website. You can put all of your financial account information in one place. I’ve heard about this website for a couple years now. I decided to sign up for it in November. The website is very secure. If you’re trying to get your finances right I would suggest that you sign up for it. Below are 5 specific reasons that I love it.

1. You can put all your accounts in one place.

I stated in the first paragraph that you can attach all of your accounts to your Mint.com profile. When I say all accounts, I really mean all accounts. You can attach your checking and savings accounts, credit cards, loans and much more.  Being able to see everything in one place is good.

2. If you’re in debt it should motivate you.

Seeing the difference in your assets and debt could be an eye opener for some. Life comes at you fast :) . I know looking at the discrepancy in my account adds fuel to my fire. I can’t wait until there is more green than red on my account.

3. It shows all your transactions.

Whether you’re paying for groceries or paying a bill, the transaction shows up on your profile. You see everything that you pay for. You also see any late fees you may have. By seeing how much money you spend, hopefully it gets you to think about saving more.

4. It lets you know upcoming due dates for your bills.

I know people have very busy lives. If you have a lot of bills, you may forget a due date every once in a while. Mint helps with that. They have a small calendar on the overview page on your account that has the due dates listed. They also send out alerts via e-mail. You can also sign up for mobile alerts too.

5. You can create monthly budgets.

In my opinion I think everyone should have some type of budget. You can create a different budget each month with Mint. You can edit and create as many categories as you want to.

There are so many other things you can do with your Mint account. It was tough to list just 5.

Do you have an account with Mint.com? Would you sign up for it if you don’t?

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Books I’ve Read This Year

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It seems like the older I get the more I like to read books. This year I’ve had the chance to read some interesting titles. Below are the books that I’ve read this year.

1984 – George Orwell

I’ve been hearing about this book for years. It is a story involving a country that is watching its people 24/7. The people are manipulated to believe whatever the government says even though facts previously said otherwise. Free thinking is a thing of the past for most people except for Winston who is the main character. I don’t want to give away any more of the plot so make sure you guys read it for yourselves.

The Entrepreneur Mind: 100 Essential Beliefs, Characteristics, and Habits of Elite Entrepreneurs – Kevin Johnson

The Entrepreneur Mind is one of the best books that I’ve read this year. The book is broken up into 7 different chapters which are Strategy, Education, People, Finance, Marketing & Sales, Leadership and Motivation. Some of my favorite beliefs in this book are; make your dreams come true, push beyond your fear and manage your debt well.

How to Win Friends and Influence People – Dale Carnegie

This is a very interesting book that I think most people should read. This book is broken down into several parts. Each part has multiple principles that are discussed in detail. If you want to network better, this is a must read.

The 4-Hour Workweek – Timothy Ferriss

I read this book at least once a year. This book discusses living an alternative lifestyle. That lifestyle consists of breaking away from the 9-5 grind and working for yourself for only a fraction of the time. The author gives us a description of his life and how he’s gotten to where he is at now. Lifestyle design and being location independent is something that I know a lot of people would like to have. This book can help to get you started.

Make a Fortune Promoting Other People’s Stuff Online: How Affiliate Marketing Can Make You Rich – Rosalind Gardner

I’ve read this book twice this year. If you’ve been following my website you know that I will be starting my debt repayment again next month. One of the ways that I plan to make more money to pay it off is through affiliate marketing. This book is the truth. It is 15 chapters full of tips on everything from deciding which products to sale to creating and promoting your site. This should be the 1st book anybody who is contemplating getting into affiliate marketing should read.

The Alchemist – Paulo Coelho

The Alchemist is a novel that follows a young man on his journey to Egypt. The young man whose name is Santiago goes through numerous trials getting to Egypt. He learns a lot about life and himself during his travels.

What books have you read this year?

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My Addiction

my ddiction 1I will never forget it. March 1995, my family and I went on our first family vacation. I was in the 5th grade. My family decided to take my siblings and me to Myrtle Beach, SC during spring break. I can admit I was very excited. This was my first time going to Myrtle Beach. It was also our 1st big family trip.

Being that the trip was 19 years ago I can’t remember too many details. What I can remember is that it sparked something in me. After that trip I knew that I had a new addiction. That new addiction was called Traveling. There is something amazing about visiting a city that is not your own. I enjoy immersing myself in their culture and bumping shoulders with the locals.

Circumstances didn’t allow us to take another family trip until 19 years later. I didn’t let that stop me. As a kid I told myself that once I turned 18 it was on. I was going to try and travel as much as I could.

I entered Savannah State University as a freshman in August 2002. I had the chance to meet some come people that felt almost the same way about traveling as I did. I had the opportunity to go to New York City and Nashville, TN for separate alternative spring break programs. Not only did I get the chance to visit cities that I’ve never been to before at the time, I also got a chance to do volunteer work in each city.

Since that time I’ve had the chance to see cities such as Chicago, Las Vegas, Miami, Washington D.C and Milwaukee just to name a few. I’ve also had the chance to literally see America from coast to coast. It’s an interesting feeling being in certain airports with your friends and a couple people are basically looking at you in a weird, but not bad way. (I want to tell them “no I don’t rap or play sports” :) ). It’s also very cool talking to complete strangers about life in airport bars.

I have several travel goals such as attending a baseball game in every MLB stadium and finally putting my passport to use. I know that those goals will happen.

Do you like to travel? If so, why or why not? Would you consider it an addiction?

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Life Update December 2014

Image courtesy of arztsamui at FreeDigitalPhotos.net

Image courtesy of arztsamui at FreeDigitalPhotos.net

I hope everything is going well with everybody right now. The grind is currently VERY real. I have been at my new job for a little over a month. It is going good so far. It’s going to get very busy in January, but I’m not worried about that at all. I’m there to make money and learn as much as possible. I also have been working a holiday job from 6 pm – 11 pm Monday through Friday. Finally, I’ve been squeezing blog work in there as well.

Some people may ask me if I get tired. Honestly, I do, but I tell them that this is only temporary. To get to where I really want to be at in life I have to do things that others simply will not do. Some people understand that while others don’t.

I’ve also been able to get current on the majority of my debt which is good. Even though the debt repayment plan doesn’t officially start until January, I had to crank it up early. The quicker those balances are eliminated the better.

My new job is giving us two weeks off for Christmas and New Year’s Day. During that time I plan to work on at least 20 posts including my 2014 year in review (Check out my 2013 year in review here) and my 2015 goals list.

I sold 6 items on eBay in November. I was 4 short of my 10 per month goal, but I’m fine with that. I was finally able to sell this jacket in the picture below.

phillies

I’ve had it since May.  I found it at a flea market for $3. I made a $7 profit off it. Every little gain counts.

How was your November? Do you have anything spectacular planned for December? Feel free to comment below.



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Final Exam Time

College students everywhere are preparing for the upcoming Christmas break. Before the break begins there are final exams that need to be taken. This –> post <– from last year gives you tips on how to prepare for them.

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Ending 2014 on a Positive and Productive Note

positive noteIt’s officially the last month of the year. December is here. This isn’t a 2014 review post. That one is coming in a couple of weeks. This post is about ending 2014 on a positive and productive note. I know you guys want to do that as well. Here are a few ways that I plan to do that.

The first thing that I will be doing this month is looking over the goals that I had planned to complete this year. For that goals that I didn’t complete I will jot down reasons why they didn’t happen. Some of them may end up on my 2015 goal list.

Speaking of 2015, the next thing I will be doing is completing my 2015 goal list. I like to set 3-4 goals for every month. Sometimes I am able to complete all of them. Other times I’m not. I am going to take a few days during Winter Break to do an in depth analysis of what I want to happen for 2015. I already have a feeling that 2015 will be epic.

I also want to make sure that I stay in budget this month. Buying gifts and attending holiday parties can put a dent in your funds if you’re not careful. I have an amount that I want to spend during this holiday season. I plan to stay there.

Finally I want to continue to support my family and friends with any year end projects that they may have going on.

How do guys plan on making sure you have a positive December? Do you have any year end projects that you need help spreading the word about?

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10 Colleges/Universities in the Orlando, Florida Area

ucfThis month I will be profiling colleges/universities in the Orlando, Florida area.

Valencia College

Valencia College is a public state college that was established in 1967. Their motto is “We say you can”.

University of Central Florida

UCF was established in 1963. It is the 2nd largest university in the US by enrollment.

Full Sail University

Full Sail University was established in 1979. The school offers 49 degree programs.

Florida A&M University College of Law

FAMU College of Law was established in 1949.

Seminole State College of Florida

Seminole State College is a public school. Their nickname is the Raiders.

Adventist University of Health Services

ADU is private institution that specializes in allied health and nursing education.

Mid Florida Tech

Mid Florida Tech is a public vocational school.

International Academy of Design & Technology

IADT is a private school that was founded in 1977. IADT offers the following programs: Marketing & Advertising, Multimedia Design, Fashion Design & Merchandising, Game Design & Development, Computer Graphics and Interior Design.

Rollins College

Rollins College is a liberal arts college that was established in 1885. Their colors are royal blue and gold.

Dwayne O. Andreas School of Law 

The Dwayne O. Andreas School of Law was founded in 1999. They have an enrollment of over 750 students.

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